Everest Group, Ltd. (FRA:ERE)

Everest Group Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Income	552	1,373	2,517	597	1,379	514
Gain (Loss) on Sale of Investments	-186	-186	212	510	-182	-218
Stock-Based Compensation	57	63	49	45	43	39
Change in Accounts Receivable	-603	-715	-1,064	-435	-649	-387
Reinsurance Recoverable	-1,245	-1,091	143	-413	-125	-151
Change in Unearned Revenue	-6	809	1,387	655	1,146	404
Change in Income Taxes	-132	-277	-559	-181	68	240
Change in Insurance Reserves / Liabilities	6,059	5,687	2,349	3,291	2,939	2,701
Change in Other Net Operating Assets	-505	-1,005	-619	-754	-1,184	-367
Other Operating Activities	-	1	-	-1	1	1
Operating Cash Flow	4,246	4,957	4,553	3,695	3,833	2,874
Operating Cash Flow Growth	-18.25%	8.87%	23.22%	-3.60%	33.37%	55.18%
Investment in Securities	-4,078	-4,885	-6,147	-3,684	-4,127	-3,993
Other Investing Activities	386	407	245	266	258	310
Investing Cash Flow	-3,692	-4,478	-5,902	-3,418	-3,869	-3,683
Long-Term Debt Issued	-	200	300	-	1,177	1,289
Net Debt Issued (Repaid)	200	200	300	-	1,177	1,289
Issuance of Common Stock	-	-	1,445	-	-	-
Repurchases of Common Stock	-422	-225	-24	-81	-242	-216
Common Dividends Paid	-338	-334	-288	-255	-247	-249
Other Financing Activities	-21	-24	-24	-23	-14	-24
Financing Cash Flow	-581	-383	1,409	-359	674	800
Foreign Exchange Rate Adjustments	-33	16	-23	39	1	3
Miscellaneous Cash Flow Adjustments	-	-	1	1	-	-
Net Cash Flow	-60	112	38	-42	639	-6
Cash Interest Paid	148	147	130	98	62	28
Cash Income Tax Paid	155	397	196	171	98	-170
Levered Free Cash Flow	4,658	-24,043	2,639	3,196	4,133	2,487
Unlevered Free Cash Flow	4,753	-23,950	2,722	3,259	4,177	2,510
Change in Working Capital	3,638	3,543	1,655	2,364	2,381	2,416

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.