EZCORP, Inc. (FRA:EZ2A)

EZCORP Statistics

Total Valuation

EZCORP has a market cap or net worth of EUR 1.01 billion. The enterprise value is 1.27 billion.

Market Cap	1.01B
Enterprise Value	1.27B

Important Dates

The next estimated earnings date is Wednesday, January 28, 2026.

Earnings Date	Jan 28, 2026
Ex-Dividend Date	n/a

Share Statistics

Current Share Class	57.92M
Shares Outstanding	n/a
Shares Change (YoY)	-1.26%
Shares Change (QoQ)	+0.36%
Owned by Insiders (%)	9.92%
Owned by Institutions (%)	105.61%
Float	54.84M

Valuation Ratios

The trailing PE ratio is 10.85 and the forward PE ratio is 9.71.

PE Ratio	10.85
Forward PE	9.71
PS Ratio	0.93
PB Ratio	1.16
P/TBV Ratio	1.85
P/FCF Ratio	10.77
P/OCF Ratio	7.98
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 5.14, with an EV/FCF ratio of 13.47.

EV / Earnings	13.57
EV / Sales	1.16
EV / EBITDA	5.14
EV / EBIT	9.43
EV / FCF	13.47

Financial Position

The company has a current ratio of 5.61, with a Debt / Equity ratio of 0.75.

Current Ratio	5.61
Quick Ratio	2.66
Debt / Equity	0.75
Debt / EBITDA	2.73
Debt / FCF	6.93
Interest Coverage	6.52

Financial Efficiency

Return on equity (ROE) is 11.98% and return on invested capital (ROIC) is 5.93%.

Return on Equity (ROE)	11.98%
Return on Assets (ROA)	5.45%
Return on Invested Capital (ROIC)	5.93%
Return on Capital Employed (ROCE)	8.58%
Revenue Per Employee	127,773
Profits Per Employee	10,991
Employee Count	8,500
Asset Turnover	0.74
Inventory Turnover	2.40

Taxes

In the past 12 months, EZCORP has paid 31.67 million in taxes.

Income Tax	31.67M
Effective Tax Rate	25.32%

Stock Price Statistics

The stock price has increased by +37.50% in the last 52 weeks.

Beta (5Y)	n/a
52-Week Price Change	+37.50%
50-Day Moving Average	15.68
200-Day Moving Average	13.55
Relative Strength Index (RSI)	63.23
Average Volume (20 Days)	38

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	14.06

Income Statement

In the last 12 months, EZCORP had revenue of EUR 1.09 billion and earned 93.42 million in profits. Earnings per share was 1.21.

Revenue	1.09B
Gross Profit	635.87M
Operating Income	128.00M
Pretax Income	125.09M
Net Income	93.42M
EBITDA	155.73M
EBIT	128.00M
Earnings Per Share (EPS)	1.21

Balance Sheet

The company has 400.18 million in cash and 652.23 million in debt, giving a net cash position of -252.05 million.

Cash & Cash Equivalents	400.18M
Total Debt	652.23M
Net Cash	-252.05M
Net Cash Per Share	n/a
Equity (Book Value)	874.02M
Book Value Per Share	14.35
Working Capital	788.70M

Cash Flow

In the last 12 months, operating cash flow was 126.98 million and capital expenditures -32.87 million, giving a free cash flow of 94.11 million.

Operating Cash Flow	126.98M
Capital Expenditures	-32.87M
Free Cash Flow	94.11M
FCF Per Share	n/a

Margins

Gross margin is 58.55%, with operating and profit margins of 11.79% and 8.60%.

Gross Margin	58.55%
Operating Margin	11.79%
Pretax Margin	11.52%
Profit Margin	8.60%
EBITDA Margin	14.34%
EBIT Margin	11.79%
FCF Margin	8.67%

Dividends & Yields

EZCORP does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	1.26%
Shareholder Yield	1.26%
Earnings Yield	9.22%
FCF Yield	9.29%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on December 12, 2006. It was a forward split with a ratio of 3.00003.

Last Split Date	Dec 12, 2006
Split Type	Forward
Split Ratio	3.00003

Scores

EZCORP has an Altman Z-Score of 2.42 and a Piotroski F-Score of 5. A Z-score under 3 suggests an increased risk of bankruptcy.

Altman Z-Score	2.42
Piotroski F-Score	5