EZCORP, Inc. (FRA:EZ2A)

EZCORP Statistics

Total Valuation

EZCORP has a market cap or net worth of EUR 1.33 billion. The enterprise value is 1.58 billion.

Market Cap	1.33B
Enterprise Value	1.58B

Important Dates

The last earnings date was Thursday, January 29, 2026.

Earnings Date	Jan 29, 2026
Ex-Dividend Date	n/a

Share Statistics

Current Share Class	58.73M
Shares Outstanding	n/a
Shares Change (YoY)	-0.26%
Shares Change (QoQ)	+0.08%
Owned by Insiders (%)	n/a
Owned by Institutions (%)	n/a
Float	55.69M

Valuation Ratios

The trailing PE ratio is 12.69 and the forward PE ratio is 10.42.

PE Ratio	12.69
Forward PE	10.42
PS Ratio	1.17
PB Ratio	1.46
P/TBV Ratio	2.29
P/FCF Ratio	12.81
P/OCF Ratio	9.62
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 6.04, with an EV/FCF ratio of 15.28.

EV / Earnings	15.13
EV / Sales	1.40
EV / EBITDA	6.04
EV / EBIT	10.64
EV / FCF	15.28

Financial Position

The company has a current ratio of 6.03, with a Debt / Equity ratio of 0.72.

Current Ratio	6.03
Quick Ratio	2.79
Debt / Equity	0.72
Debt / EBITDA	2.54
Debt / FCF	6.30
Interest Coverage	6.02

Financial Efficiency

Return on equity (ROE) is 12.97% and return on invested capital (ROIC) is 9.37%.

Return on Equity (ROE)	12.97%
Return on Assets (ROA)	6.06%
Return on Invested Capital (ROIC)	9.37%
Return on Capital Employed (ROCE)	9.40%
Weighted Average Cost of Capital (WACC)	n/a
Revenue Per Employee	133,880
Profits Per Employee	12,315
Employee Count	8,500
Asset Turnover	0.77
Inventory Turnover	2.44

Taxes

In the past 12 months, EZCORP has paid 35.48 million in taxes.

Income Tax	35.48M
Effective Tax Rate	25.32%

Stock Price Statistics

The stock price has increased by +60.90% in the last 52 weeks.

Beta (5Y)	n/a
52-Week Price Change	+60.90%
50-Day Moving Average	18.39
200-Day Moving Average	14.89
Relative Strength Index (RSI)	67.15
Average Volume (20 Days)	n/a

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	12.07

Income Statement

In the last 12 months, EZCORP had revenue of EUR 1.14 billion and earned 104.67 million in profits. Earnings per share was 1.34.

Revenue	1.14B
Gross Profit	667.42M
Operating Income	143.88M
Pretax Income	140.16M
Net Income	104.67M
EBITDA	171.95M
EBIT	143.88M
Earnings Per Share (EPS)	1.34

Balance Sheet

The company has 396.82 million in cash and 653.16 million in debt, with a net cash position of -256.34 million.

Cash & Cash Equivalents	396.82M
Total Debt	653.16M
Net Cash	-256.34M
Net Cash Per Share	n/a
Equity (Book Value)	911.91M
Book Value Per Share	14.78
Working Capital	813.65M

Cash Flow

In the last 12 months, operating cash flow was 138.09 million and capital expenditures -34.41 million, giving a free cash flow of 103.68 million.

Operating Cash Flow	138.09M
Capital Expenditures	-34.41M
Free Cash Flow	103.68M
FCF Per Share	n/a

Margins

Gross margin is 58.65%, with operating and profit margins of 12.64% and 9.20%.

Gross Margin	58.65%
Operating Margin	12.64%
Pretax Margin	12.32%
Profit Margin	9.20%
EBITDA Margin	15.11%
EBIT Margin	12.64%
FCF Margin	9.11%

Dividends & Yields

EZCORP does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	0.26%
Shareholder Yield	0.26%
Earnings Yield	7.88%
FCF Yield	7.80%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on December 12, 2006. It was a forward split with a ratio of 3.00003.

Last Split Date	Dec 12, 2006
Split Type	Forward
Split Ratio	3.00003

Scores

EZCORP has an Altman Z-Score of 2.58 and a Piotroski F-Score of 5. A Z-score under 3 suggests an increased risk of bankruptcy.

Altman Z-Score	2.58
Piotroski F-Score	5