First Busey Corporation (FRA:FBYN)

First Busey Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Income on Loans	893.86	426.42	385.85	287.48	252.1
Interest Income on Investments	-	97.26	94.7	72.7	46.7
Total Interest Income	893.86	523.68	480.54	360.18	298.8
Interest Paid on Deposits	324.25	178.46	123.99	16.11	12.58
Interest Paid on Borrowings	-	22.61	35.94	20.44	15.52
Total Interest Expense	324.25	201.07	159.92	36.55	28.1
Net Interest Income	569.61	322.61	320.62	323.63	270.7
Net Interest Income Growth (YoY)	76.56%	0.62%	-0.93%	19.55%	-4.32%
Trust Income	69.43	63.63	57.31	55.38	53.09
Mortgage Banking Activities	2.57	2.08	1.09	1.9	7.24
Gain (Loss) on Sale of Assets	-	7.72	-	-	-
Gain (Loss) on Sale of Investments	-10.73	-6.1	-2.2	-2.13	3.07
Other Non-Interest Income	82.43	72.36	65.02	71.47	69.41
Total Non-Interest Income	149.98	139.68	121.21	126.61	132.8
Non-Interest Income Growth (YoY)	7.37%	15.24%	-4.26%	-4.66%	12.29%
Revenues Before Loan Losses	719.58	462.29	441.84	450.24	403.5
Provision for Loan Losses	52.74	8.59	2.4	4.62	-15.1
Revenue	666.84	453.7	439.44	445.62	418.6
Revenue Growth (YoY)	46.98%	3.25%	-1.39%	6.45%	15.51%
Salaries and Employee Benefits	289.06	167.14	153.08	147.93	129.63
Occupancy Expenses	29.49	16.24	15.73	16.25	18.35
Federal Deposit Insurance	10.4	5.6	5.65	4.06	3.08
Amortization of Goodwill & Intangibles	16.61	10.06	10.43	11.63	11.27
Selling, General & Administrative	70.48	55.58	45.86	46.18	39.27
Other Non-Interest Expense	64.15	42.82	50.19	52.77	42.83
Total Non-Interest Expense	480.2	298.27	281.77	279.69	244.43
EBT Excluding Unusual Items	186.64	155.43	157.66	165.93	174.17
Pretax Income	186.64	153.3	153.9	161.74	156.82
Income Tax Expense	51.38	39.61	31.34	33.43	33.37
Net Income	135.26	113.69	122.57	128.31	123.45
Preferred Dividends & Other Adjustments	9.88	-	-	-	-
Net Income to Common	125.39	113.69	122.57	128.31	123.45
Net Income Growth	18.97%	-7.24%	-4.48%	3.94%	23.03%
Basic Shares Outstanding	84	57	55	55	55
Diluted Shares Outstanding	85	58	56	56	56
Shares Change (YoY)	47.95%	2.29%	0.21%	0.23%	2.16%
EPS (Basic)	1.49	2.01	2.21	2.32	2.23
EPS (Diluted)	1.47	1.98	2.18	2.29	2.20
EPS Growth	-25.76%	-9.17%	-4.80%	4.09%	20.22%
Dividend Per Share	1.000	0.960	0.960	0.920	0.920
Dividend Growth	4.17%	-	4.35%	-	4.54%
Effective Tax Rate	27.53%	25.84%	20.36%	20.67%	21.28%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.