First Busey Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	113.69	122.57	128.31	123.45
Depreciation & Amortization	20.56	31.7	31.98	33.74
Gain (Loss) on Sale of Assets	1.99	-0.5	-0.45	2.38
Gain (Loss) on Sale of Investments	14.96	16.61	22.93	21.18
Total Asset Writedown	-	0.1	0.69	-0.64
Provision for Credit Losses	8.59	2.4	4.62	-15.1
Net Decrease (Increase) in Loans Originated / Sold - Operating	0.49	-0.4	24.34	31.72
Change in Other Net Operating Assets	10.14	-5.06	-53.65	-20.89
Other Operating Activities	1.89	0.11	-0.01	-12.36
Operating Cash Flow	178.27	173.39	165.79	162.01
Operating Cash Flow Growth	2.81%	4.59%	2.33%	-0.71%
Capital Expenditures	-6.43	-9.53	-4.99	-5.04
Sale of Property, Plant and Equipment	2.25	4.43	4.53	7.31
Cash Acquisitions	18.38	-	-	228.28
Investment in Securities	333.24	474.81	260.77	-1,143
Net Decrease (Increase) in Loans Originated / Sold - Investing	349.85	65.24	-541.71	76.83
Other Investing Activities	-40.05	15.18	-12.63	4.63
Investing Cash Flow	657.9	550.99	-290.86	-829.19
Short-Term Debt Issued	-	-	330	78.87
Long-Term Debt Issued	-	-	98.09	72.5
Total Debt Issued	-	-	428.09	151.37
Short-Term Debt Repaid	-68.97	-377.41	-40.33	-
Long-Term Debt Repaid	-31.45	-16.05	-112.68	-19.16
Total Debt Repaid	-100.42	-393.46	-153.01	-19.16
Net Debt Issued (Repaid)	-100.42	-393.46	275.08	132.22
Issuance of Common Stock	-	0.01	-	-
Repurchase of Common Stock	-1.76	-5.58	-11.19	-34.04
Common Dividends Paid	-54.17	-53.08	-50.86	-50.76
Total Dividends Paid	-54.17	-53.08	-50.86	-50.76
Net Increase (Decrease) in Deposit Accounts	-701.61	220.15	-696.89	767.47
Other Financing Activities	-0.14	-	-	-0.15
Financing Cash Flow	-858.09	-231.96	-483.86	814.74
Net Cash Flow	-21.92	492.42	-608.93	147.56
Free Cash Flow	171.84	163.86	160.8	156.97
Free Cash Flow Growth	4.87%	1.90%	2.44%	-1.26%
Free Cash Flow Margin	37.87%	37.29%	36.08%	37.50%
Free Cash Flow Per Share	2.99	2.91	2.86	2.80
Cash Interest Paid	208.36	135.48	35.3	25.37
Cash Income Tax Paid	12.91	25.41	30.68	22.49

Source: S&P Global Market Intelligence. Banks template. Financial Sources.