FirstCash Holdings Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Operating Revenue	3,182	3,143	2,918	2,548	1,690	1,629
Other Revenue	304.27	245.89	233.82	181.28	9.02	2.02
Revenue	3,486	3,389	3,152	2,729	1,699	1,631
Revenue Growth (YoY)	3.86%	7.51%	15.50%	60.62%	4.15%	-12.50%
Cost of Revenue	1,401	1,326	1,233	1,111	766.99	720.15
Gross Profit	2,085	2,063	1,919	1,618	931.98	911.14
Selling, General & Admin	1,107	1,074	994.5	876.85	676.09	673.09
Operating Expenses	1,555	1,612	1,515	1,334	734.82	715.19
Operating Income	530.45	450.41	403.58	283.9	197.16	195.95
Interest Expense	-113.22	-105.23	-93.24	-70.71	-32.39	-29.34
Interest & Investment Income	3.19	1.94	1.47	1.31	0.7	1.54
Currency Exchange Gain (Loss)	1	-2.64	1.53	0.59	-0.44	-0.88
Other Non Operating Income (Expenses)	5.64	0.52	1.4	2.73	-0.95	-10.51
EBT Excluding Unusual Items	427.06	345	314.74	217.82	164.08	156.75
Merger & Restructuring Charges	-12.75	-2.23	-7.92	-3.74	-15.45	-1.32
Other Unusual Items	-	-	-13.97	109.55	17.87	-11.74
Pretax Income	414.31	342.78	292.85	323.63	166.5	143.7
Income Tax Expense	104.56	83.96	73.55	70.14	41.59	37.12
Earnings From Continuing Operations	309.75	258.82	219.3	253.5	124.91	106.58
Net Income	309.75	258.82	219.3	253.5	124.91	106.58
Net Income to Common	309.75	258.82	219.3	253.5	124.91	106.58
Net Income Growth	26.50%	18.02%	-13.49%	102.94%	17.20%	-35.26%
Shares Outstanding (Basic)	44	45	45	47	41	42
Shares Outstanding (Diluted)	45	45	46	47	41	42
Shares Change (YoY)	-1.29%	-1.15%	-3.46%	15.37%	-1.39%	-3.72%
EPS (Basic)	6.96	5.76	4.82	5.37	3.05	2.57
EPS (Diluted)	6.92	5.73	4.80	5.36	3.04	2.56
EPS Growth	27.90%	19.38%	-10.45%	76.32%	18.75%	-32.81%
Free Cash Flow	527.81	471.71	355.99	433.72	181.28	184.72
Free Cash Flow Per Share	11.80	10.44	7.79	9.16	4.42	4.44
Dividend Per Share	1.560	1.460	1.360	1.260	1.170	1.080
Dividend Growth	9.09%	7.35%	7.94%	7.69%	8.33%	5.88%
Gross Margin	59.82%	60.88%	60.88%	59.29%	54.86%	55.85%
Operating Margin	15.21%	13.29%	12.80%	10.40%	11.60%	12.01%
Profit Margin	8.88%	7.64%	6.96%	9.29%	7.35%	6.53%
Free Cash Flow Margin	15.14%	13.92%	11.29%	15.89%	10.67%	11.32%
EBITDA	637.29	555.36	512.74	387.73	243.06	238.05
EBITDA Margin	18.28%	16.39%	16.27%	14.21%	14.31%	14.59%
D&A For EBITDA	106.83	104.94	109.16	103.83	45.91	42.11
EBIT	530.45	450.41	403.58	283.9	197.16	195.95
EBIT Margin	15.21%	13.29%	12.80%	10.40%	11.60%	12.01%
Effective Tax Rate	25.24%	24.49%	25.11%	21.67%	24.98%	25.83%
Revenue as Reported	3,486	3,389	3,152	2,729	1,699	1,631
Advertising Expenses	-	3.7	4.3	4.1	1	1.1

Source: S&P Global Market Intelligence. Standard template. Financial Sources.