Pathward Financial Balance Sheet

Financials in millions USD. Fiscal year is October - September.

Millions USD. Fiscal year is Oct - Sep.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Sep '25 Sep 30, 2025	Sep '24 Sep 30, 2024	Sep '23 Sep 30, 2023	Sep '22 Sep 30, 2022	Sep '21 Sep 30, 2021
Cash & Equivalents	331.22	120.57	158.34	375.58	388.04	314.02
Investment Securities	1,339	408.17	566.31	637.72	598.37	934.08
Mortgage-Backed Securities	-	974.19	1,233	1,228	1,352	1,021
Total Investments	1,339	1,382	1,800	1,865	1,950	1,955
Gross Loans	4,983	4,680	4,095	4,387	3,556	3,636
Allowance for Loan Losses	-58.84	-53.32	-71.77	-49.71	-45.95	-68.28
Other Adjustments to Gross Loans	-	-14.92	-19.88	-21.12	-19.23	-26.68
Net Loans	4,924	4,612	4,003	4,316	3,490	3,541
Property, Plant & Equipment	196.9	222.78	268.79	277.81	276.18	292.4
Goodwill	-	297.93	309.51	309.51	309.51	309.51
Other Intangible Assets	309.71	12.5	16.59	20.72	25.69	33.15
Loans Held for Sale	87.97	179.42	691.69	77.78	21.07	56.19
Accrued Interest Receivable	36.17	38.52	31.39	23.28	17.98	16.25
Other Real Estate Owned & Foreclosed	-	2.57	1.47	1.76	1.74	3.82
Other Long-Term Assets	311.2	279.41	215.09	239.06	238.09	140.78
Total Assets	7,560	7,172	7,532	7,536	6,747	6,691
Accrued Expenses	322.62	360.61	397.69	219.79	167.74	173.77
Interest Bearing Deposits	6,350	264.76	253.89	251.24	212.74	5,490
Institutional Deposits	-	2.64	4.1	5	6.2	24.9
Non-Interest Bearing Deposits	-	5,620	5,617	6,333	5,647	-
Total Deposits	6,350	5,887	5,875	6,589	5,866	5,515
Short-Term Borrowings	-	9	377	13	-	-
Current Portion of Leases	-	3.44	-	-	-	-
Long-Term Debt	33.48	19.8	19.69	19.59	20	73.98
Long-Term Leases	-	20.52	26	29.42	34.47	41.69
Trust Preferred Securities	-	13.66	13.66	13.66	13.66	13.66
Other Long-Term Liabilities	-	0.92	0.7	0.27	0.37	0.69
Total Liabilities	6,706	6,315	6,710	6,885	6,102	5,819
Common Stock	0.22	0.23	0.25	0.26	0.29	0.32
Additional Paid-In Capital	651.2	648.33	638.8	628.5	617.4	604.48
Retained Earnings	346.53	359.83	337.06	278.66	245.39	259.19
Treasury Stock	-8.42	-4.88	-0.25	-0.34	-4.84	-0.86
Comprehensive Income & Other	-135	-145.46	-153.39	-255.44	-213.08	7.6
Total Common Equity	854.54	858.05	822.47	651.63	645.17	870.73
Minority Interest	-0.82	-0.59	-0.28	-1.01	-0.03	1.16
Shareholders' Equity	853.71	857.45	822.19	650.63	645.14	871.88
Total Liabilities & Equity	7,560	7,172	7,532	7,536	6,747	6,691
Total Debt	33.48	66.41	436.35	75.67	68.13	129.33
Net Cash (Debt)	297.74	54.16	-278.02	299.91	319.91	184.69
Net Cash Growth	-44.89%	-	-	-6.25%	73.22%	-39.12%
Net Cash Per Share	12.92	2.30	-11.03	11.14	10.94	5.82
Filing Date Shares Outstanding	22.17	22.34	24.12	25.99	28.47	30.55
Total Common Shares Outstanding	22.17	22.77	24.85	26.18	28.79	31.67
Book Value Per Share	38.55	37.68	33.10	24.89	22.41	27.49
Tangible Book Value	544.82	547.62	496.37	321.41	309.97	528.08
Tangible Book Value Per Share	24.58	24.05	19.98	12.28	10.77	16.67

Source: S&P Global Market Intelligence. Banks template. Financial Sources.