Pathward Financial, Inc. (FRA:FM7)
Germany · Delayed Price · Currency is EUR 80.00
+1.50 (1.91%)
At close: Feb 20, 2026
Pathward Financial Cash Flow Statement
Financials in millions USD. Fiscal year is October - September.
Millions USD. Fiscal year is Oct - Sep.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Sep '25 Sep 30, 2025 | Sep '24 Sep 30, 2024 | Sep '23 Sep 30, 2023 | Sep '22 Sep 30, 2022 | Sep '21 Sep 30, 2021 |
Net Income | 191.07 | 185.87 | 183.22 | 143.27 | 156.39 | 141.71 |
Depreciation & Amortization | 14 | 14.09 | 16.01 | 19.25 | 25.97 | 28.06 |
Other Amortization | 44.21 | 45.64 | 41.76 | 45.71 | 35.64 | 30.99 |
Gain (Loss) on Sale of Assets | -3.29 | -20.2 | -6.75 | -11.77 | -51.6 | 0.62 |
Gain (Loss) on Sale of Investments | 9.41 | 25.08 | - | - | -0.15 | -0.01 |
Total Asset Writedown | 2.92 | 2.92 | 2.01 | 0.02 | 0.67 | - |
Provision for Credit Losses | 41.34 | 56.77 | 58.1 | 109.24 | 28.54 | 49.77 |
Net Decrease (Increase) in Loans Originated / Sold - Operating | 378.33 | 273.45 | 19.23 | -42.88 | 86.85 | 289.45 |
Accrued Interest Receivable | -0.9 | -7.14 | -8.1 | -5.3 | -1.73 | 0.37 |
Change in Other Net Operating Assets | -37.66 | -116.07 | 161.5 | 64.52 | -46.01 | 42.31 |
Other Operating Activities | 17.27 | 17.71 | 17.46 | -4.95 | 20.56 | 2.4 |
Operating Cash Flow | 630.66 | 450.62 | 488.81 | 327.91 | 268.81 | 581.65 |
Operating Cash Flow Growth | 59.81% | -7.81% | 49.06% | 21.99% | -53.79% | 24.49% |
Capital Expenditures | -208.76 | -214.03 | -276.75 | -449.91 | -438.87 | -64.03 |
Sale of Property, Plant and Equipment | 25.01 | 28.31 | 9.57 | 15 | 9.41 | 16.91 |
Investment in Securities | 235.93 | 404.44 | 201.58 | 25.25 | -302.9 | -585.13 |
Divestitures | 8.22 | 608.46 | - | - | - | - |
Purchase / Sale of Intangibles | - | - | - | 10 | 50 | - |
Net Decrease (Increase) in Loans Originated / Sold - Investing | -806.25 | -959.27 | -195.99 | -547.54 | 366.52 | -493.84 |
Other Investing Activities | 178.57 | 157.94 | -1.34 | 1.64 | 4.96 | 7.69 |
Investing Cash Flow | -567.28 | 25.84 | -262.93 | -945.56 | -310.87 | -1,118 |
Short-Term Debt Issued | - | - | 364 | 13 | - | - |
Long-Term Debt Issued | - | - | - | - | 20 | - |
Total Debt Issued | - | - | 364 | 13 | 20 | - |
Short-Term Debt Repaid | - | -368 | - | - | - | - |
Long-Term Debt Repaid | - | - | - | - | -75.08 | -0.03 |
Total Debt Repaid | - | -368 | - | - | -75.08 | -0.03 |
Net Debt Issued (Repaid) | - | -368 | 364 | 13 | -55.08 | -0.03 |
Issuance of Common Stock | 0 | - | 0 | 0 | 2.89 | 3.04 |
Repurchase of Common Stock | -156.93 | -163.05 | -86.85 | -120.44 | -168.24 | -99.88 |
Common Dividends Paid | -4.59 | -4.69 | -5.07 | -5.43 | -5.92 | -6.4 |
Net Increase (Decrease) in Deposit Accounts | -168.56 | 23.94 | -714.1 | 723.15 | 351.07 | 535.77 |
Other Financing Activities | -1.08 | -1.23 | -1.19 | -5.43 | -6.9 | -9.56 |
Financing Cash Flow | -331.17 | -513.03 | -443.2 | 604.86 | 117.82 | 422.93 |
Foreign Exchange Rate Adjustments | 1.6 | -1.21 | 0.08 | 0.33 | -1.74 | 0.48 |
Net Cash Flow | -266.18 | -37.77 | -217.24 | -12.46 | 74.02 | -113.35 |
Free Cash Flow | 421.9 | 236.59 | 212.05 | -121.99 | -170.06 | 517.62 |
Free Cash Flow Growth | 146.55% | 11.57% | - | - | - | 28.98% |
Free Cash Flow Margin | 53.68% | 30.33% | 28.72% | -19.83% | -29.70% | 104.04% |
Free Cash Flow Per Share | 18.30 | 10.06 | 8.41 | -4.53 | -5.82 | 16.30 |
Cash Interest Paid | 10.42 | 11.98 | 20.91 | 10.82 | 5.26 | 8.21 |
Cash Income Tax Paid | 17.9 | 18.38 | 19.63 | 14.06 | 13.94 | 8.04 |
Source: S&P Global Market Intelligence. Banks template. Financial Sources.