Pathward Financial, Inc. (FRA:FM7)

Pathward Financial Statistics

Total Valuation

FRA:FM7 has a market cap or net worth of EUR 1.68 billion.

Market Cap	1.68B
Enterprise Value	n/a

Important Dates

The last earnings date was Thursday, January 22, 2026.

Earnings Date	Jan 22, 2026
Ex-Dividend Date	Dec 10, 2025

Share Statistics

Current Share Class	22.17M
Shares Outstanding	n/a
Shares Change (YoY)	-7.17%
Shares Change (QoQ)	-2.02%
Owned by Insiders (%)	1.44%
Owned by Institutions (%)	94.01%
Float	21.84M

Valuation Ratios

The trailing PE ratio is 10.39 and the forward PE ratio is 10.56.

PE Ratio	10.39
Forward PE	10.56
PS Ratio	2.52
PB Ratio	2.32
P/TBV Ratio	3.63
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 23.57%.

Return on Equity (ROE)	23.57%
Return on Assets (ROA)	2.53%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	n/a
Revenue Per Employee	572,184
Profits Per Employee	138,641
Employee Count	1,170
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, FRA:FM7 has paid 31.90 million in taxes.

Income Tax	31.90M
Effective Tax Rate	16.32%

Stock Price Statistics

The stock price has decreased by -14.38% in the last 52 weeks.

Beta (5Y)	n/a
52-Week Price Change	-14.38%
50-Day Moving Average	63.28
200-Day Moving Average	65.15
Relative Strength Index (RSI)	73.35
Average Volume (20 Days)	6

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	5.61

Income Statement

In the last 12 months, FRA:FM7 had revenue of EUR 669.46 million and earned 162.21 million in profits. Earnings per share was 7.04.

Revenue	669.46M
Gross Profit	669.46M
Operating Income	200.85M
Pretax Income	195.50M
Net Income	162.21M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	7.04

Balance Sheet

The company has 282.10 million in cash and 28.52 million in debt, with a net cash position of 253.58 million.

Cash & Cash Equivalents	282.10M
Total Debt	28.52M
Net Cash	253.58M
Net Cash Per Share	n/a
Equity (Book Value)	727.11M
Book Value Per Share	32.83
Working Capital	-5.30B

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	30.00%
Pretax Margin	29.20%
Profit Margin	24.31%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 0.17, which amounts to a dividend yield of 0.27%.

Dividend Per Share	0.17
Dividend Yield	0.27%
Dividend Growth (YoY)	-5.49%
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	7.17%
Shareholder Yield	7.43%
Earnings Yield	9.63%
FCF Yield	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	2