Banc of California, Inc. (FRA:FPB)

Banc of California Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	1,438	1,502	1,496	1,313	996.46	993.14
Interest Income on Investments	245.79	311.17	474.64	243.91	162.27	110.35
Total Interest Income	1,684	1,813	1,971	1,556	1,159	1,103
Interest Paid on Deposits	582.63	715.98	748.42	200.45	27.81	59.66
Interest Paid on Borrowings	140.29	170.67	475.45	65.28	27.1	29.27
Total Interest Expense	722.92	886.66	1,224	265.73	54.91	88.93
Net Interest Income	961.31	926.05	747.13	1,291	1,104	1,015
Net Interest Income Growth (YoY)	14.19%	23.95%	-42.12%	16.93%	8.80%	-0.01%
Gain (Loss) on Sale of Investments	-0.45	-60.4	-442.41	-50.32	1.62	13.17
Other Non-Interest Income	111.25	118.32	139.01	110.64	177.31	120.4
Total Non-Interest Income	129.56	77.15	-448.29	74.83	193.93	146.06
Non-Interest Income Growth (YoY)	-	-	-	-61.41%	32.77%	2.45%
Revenues Before Loan Losses	1,091	1,003	298.84	1,366	1,298	1,161
Provision for Loan Losses	70.9	42.8	52	24.5	-162	339
Revenue	1,020	960.39	246.84	1,341	1,460	821.62
Revenue Growth (YoY)	147.22%	289.07%	-81.59%	-8.13%	77.67%	-27.62%
Salaries and Employee Benefits	322.78	326.9	304.95	372.94	337.05	247.79
Federal Deposit Insurance	36.86	70.78	135.67	25.49	17.37	22.63
Amortization of Goodwill & Intangibles	29.25	33.14	11.42	13.58	12.73	14.75
Selling, General & Administrative	185.46	193.04	199.74	206.6	177.35	156.82
Other Non-Interest Expense	162.32	181.12	285.73	119.38	82.65	70.36
Total Non-Interest Expense	737.6	805.92	938.81	738.82	628	512.96
EBT Excluding Unusual Items	282.37	154.47	-691.97	602.27	831.75	308.66
Pretax Income	283.39	168.65	-2,211	567.57	822.33	-1,162
Income Tax Expense	74.89	41.77	-312.2	143.96	215.38	75.17
Earnings From Continuing Operations	208.5	126.89	-1,899	423.61	606.96	-1,238
Net Income	208.5	126.89	-1,899	423.61	606.96	-1,238
Preferred Dividends & Other Adjustments	39.85	39.73	39.79	26.81	10.25	1.78
Net Income to Common	168.66	87.16	-1,939	396.8	596.71	-1,239
Net Income Growth	-	-	-	-30.21%	-	-
Basic Shares Outstanding	163	168	85	77	77	117
Diluted Shares Outstanding	164	169	85	77	77	117
Shares Change (YoY)	6.82%	97.54%	10.51%	0.46%	-34.17%	-1.78%
EPS (Basic)	1.03	0.52	-22.71	5.14	7.76	-10.61
EPS (Diluted)	1.03	0.52	-22.71	5.14	7.76	-10.61
EPS Growth	-	-	-	-33.80%	-	-
Dividend Per Share	0.400	0.400	0.530	1.520	1.000	1.350
Dividend Growth	-28.57%	-24.53%	-65.13%	52.00%	-25.93%	-43.75%
Effective Tax Rate	26.43%	24.76%	-	25.36%	26.19%	-

Source: S&P Global Market Intelligence. Banks template. Financial Sources.