Banc of California Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	2,384	2,497	5,374	2,238	4,055	3,158
Investment Securities	2,534	2,634	2,574	3,413	4,791	2,479
Trading Asset Securities	3.42	3.76	3.69	4.05	3.56	4.52
Mortgage-Backed Securities	2,751	2,485	2,689	4,153	6,340	3,043
Total Investments	5,288	5,123	5,266	7,571	11,134	5,526
Gross Loans	24,252	23,984	25,797	28,726	23,026	19,153
Allowance for Loan Losses	-240.5	-239.36	-281.69	-200.73	-200.56	-348.18
Other Adjustments to Gross Loans	-141.19	-202.26	-307.03	-116.89	-84.76	-69.98
Net Loans	23,870	23,542	25,208	28,408	22,741	18,735
Property, Plant & Equipment	515.16	549.83	624.25	584.82	509.12	492.87
Goodwill	214.52	214.52	198.63	1,377	1,406	1,079
Other Intangible Assets	111.92	132.94	165.48	31.38	44.96	23.64
Loans Held for Sale	211.45	26.33	122.76	65.08	-	-
Accrued Interest Receivable	127.47	125.47	138.52	157.11	120.33	101.6
Other Receivables	56.09	69.24	176.71	238.76	169.26	122.58
Restricted Cash	14.6	5.3	3.3	2.7	2	2.9
Other Current Assets	35.31	39.43	43.5	26.75	27.63	23
Long-Term Deferred Tax Assets	672.16	720.59	739.11	281.85	-	-
Other Real Estate Owned & Foreclosed	4.79	9.73	7.39	5.02	12.84	14.03
Other Long-Term Assets	348.05	339.52	339.64	207.8	203.84	203.03
Total Assets	34,013	33,543	38,534	41,229	40,443	29,498
Interest Bearing Deposits	18,425	18,374	21,521	21,185	19,968	15,214
Institutional Deposits	1,156	1,098	1,106	1,539	486.89	532.57
Non-Interest Bearing Deposits	7,604	7,720	7,774	11,212	14,543	9,194
Total Deposits	27,185	27,192	30,402	33,936	34,998	24,941
Short-Term Borrowings	198.74	7.56	2,629	1,638	0.93	6.15
Current Portion of Leases	7.76	31.87	-	-	2.02	-
Accrued Interest Payable	32.76	355.93	691.76	465.09	364.3	265.38
Long-Term Debt	571.62	748	748.67	527.16	394.63	-
Federal Home Loan Bank Debt, Long-Term	1,700	1,100	-	-	-	-
Long-Term Leases	115.49	92.49	161.31	148.4	142.12	139.5
Trust Preferred Securities	494.29	485.74	480.95	471.95	468.65	465.81
Long-Term Unearned Revenue	0.3	0.35	0.42	0.49	0.23	0.36
Other Long-Term Liabilities	240.5	29.07	29.57	91.07	73.07	85.57
Total Liabilities	30,546	30,043	35,143	37,278	36,444	25,903
Preferred Stock, Redeemable	498.52	498.52	498.52	498.52	-	-
Common Stock	1.56	1.69	1.69	1.23	1.22	1.21
Additional Paid-In Capital	3,563	3,786	3,841	2,821	3,013	3,101
Retained Earnings	-309.46	-431.2	-518.3	1,421	1,016	409.39
Treasury Stock	-	-	-	-	-97.31	-88.8
Comprehensive Income & Other	-287.02	-354.78	-432.11	-790.9	65.97	172.52
Total Common Equity	2,968	3,001	2,892	3,452	4,000	3,595
Shareholders' Equity	3,467	3,500	3,391	3,951	4,000	3,595
Total Liabilities & Equity	34,013	33,543	38,534	41,229	40,443	29,498
Total Debt	3,088	2,466	4,020	2,785	1,008	611.46
Net Cash (Debt)	-700.82	35.02	1,358	-543.85	3,050	2,551
Net Cash Growth	-	-97.42%	-	-	19.59%	-
Net Cash Per Share	-4.28	0.21	15.90	-7.04	39.66	21.83
Filing Date Shares Outstanding	155.44	168.41	168.1	117.93	117.32	116.81
Total Common Shares Outstanding	155.44	168.61	168.1	117.82	117.27	116.81
Book Value Per Share	19.10	17.80	17.21	29.30	34.11	30.78
Tangible Book Value	2,642	2,654	2,528	2,044	2,549	2,493
Tangible Book Value Per Share	17.00	15.74	15.04	17.35	21.74	21.34

Source: S&P Global Market Intelligence. Banks template. Financial Sources.