Banc of California Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Net Income	208.5	126.89	-1,899	423.61	606.96	-1,238
Depreciation & Amortization	76.61	92.13	57.04	61.74	59.58	60.16
Other Amortization	27.29	29.27	34.24	35.66	35.76	28.87
Gain (Loss) on Sale of Assets	2.28	1.71	0.84	-3.34	-0.32	0.12
Gain (Loss) on Sale of Investments	21.6	83.93	485.53	101.98	41.45	3.21
Total Asset Writedown	-	-	1,377	29	-	1,470
Provision for Credit Losses	70.9	42.8	52	24.5	-162	339
Change in Other Net Operating Assets	82.23	167.97	-214.61	-83.67	-97.18	-105.75
Other Operating Activities	-86.23	-106.4	8.05	-	-0.49	-
Operating Cash Flow	233.31	77.37	135.77	701.97	502.96	483.87
Operating Cash Flow Growth	194.78%	-43.01%	-80.66%	39.57%	3.94%	-16.95%
Capital Expenditures	-7.11	-13.05	-15.22	-120.86	-48.05	-59.29
Sale of Property, Plant and Equipment	6.89	8.06	34.73	0.01	0.1	0.01
Cash Acquisitions	-	-	335.32	-	3,757	-
Investment in Securities	-97.17	102.36	3,277	2,292	-5,649	-1,312
Net Decrease (Increase) in Loans Originated / Sold - Investing	-764.73	1,793	8,988	-5,744	-3,781	-335.51
Other Investing Activities	3.36	0.54	-10.77	2.76	6.78	25.83
Investing Cash Flow	-858.76	1,891	12,609	-3,570	-5,714	-1,681
Long-Term Debt Issued	-	1,100	2,506	1,763	394.31	-
Long-Term Debt Repaid	-	-2,624	-2,321	-	-55.21	-1,754
Net Debt Issued (Repaid)	411.56	-1,524	185.78	1,763	339.1	-1,754
Issuance of Common Stock	0.05	-	382.9	-	-	-
Repurchase of Common Stock	-191.5	-2.71	-5.42	-9.53	-8.51	-75.37
Preferred Stock Issued	-	-	-	498.52	-	-
Common Dividends Paid	-67.63	-68.3	-48.88	-120.26	-119.44	-159.75
Preferred Dividends Paid	-39.79	-39.79	-39.79	-19.34	-	-
Total Dividends Paid	-107.42	-108.09	-88.67	-139.6	-119.44	-159.75
Net Increase (Decrease) in Deposit Accounts	356.5	-3,210	-10,082	-1,061	5,897	5,709
Other Financing Activities	0.31	0.31	0.07	-	-	-
Financing Cash Flow	469.48	-4,844	-9,608	1,051	6,108	3,720
Net Cash Flow	-155.96	-2,875	3,137	-1,817	896.57	2,523
Free Cash Flow	226.2	64.33	120.55	581.11	454.91	424.58
Free Cash Flow Growth	237.00%	-46.64%	-79.25%	27.74%	7.14%	-17.16%
Free Cash Flow Margin	22.18%	6.70%	48.84%	43.33%	31.16%	51.68%
Free Cash Flow Per Share	1.38	0.38	1.41	7.52	5.91	3.63
Cash Interest Paid	737.95	1,015	1,064	238.38	53.45	99.61
Cash Income Tax Paid	-	-14.45	-68.17	97.25	136.02	114.24

Source: S&P Global Market Intelligence. Banks template. Financial Sources.