German American Bancorp, Inc. (FRA:GAB)

German American Bancorp Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Income	83.81	85.89	81.83	84.14
Depreciation & Amortization	9.28	9.56	10.12	8.77
Gain (Loss) on Sale of Assets	-36.53	-0.71	-0.06	1.54
Gain (Loss) on Sale of Investments	36.95	5.53	5.89	4.39
Provision for Credit Losses	2.78	2.55	6.35	-6.5
Net Decrease (Increase) in Loans Originated / Sold - Operating	0.07	5.74	8.63	14.89
Accrued Interest Receivable	1.75	3.73	-1.09	2.72
Other Operating Activities	-0.87	-1.84	-1.77	-1.37
Operating Cash Flow	95.76	107.23	110.04	100.84
Operating Cash Flow Growth	-10.70%	-2.55%	9.12%	9.12%
Capital Expenditures	-5.05	-5.75	-7.85	-4.69
Sale of Property, Plant and Equipment	-	3.63	-	1.96
Cash Acquisitions	-	-	207.76	-
Investment in Securities	38.27	218.04	-128.79	-700.92
Divestitures	40	-	-	1.69
Net Decrease (Increase) in Loans Originated / Sold - Investing	-155.96	-189.13	-104.25	59.56
Other Investing Activities	0.26	0.35	8.86	0.67
Investing Cash Flow	-82.4	27.26	-24.18	-640.3
Short-Term Debt Issued	-	-	29.82	15.42
Long-Term Debt Issued	75	25	-	-
Total Debt Issued	75	25	29.82	15.42
Short-Term Debt Repaid	-9.11	-35.19	-	-
Long-Term Debt Repaid	-50.16	-0.13	-41.69	-58.09
Total Debt Repaid	-59.26	-35.33	-41.69	-58.09
Net Debt Issued (Repaid)	15.74	-10.33	-11.87	-42.67
Common Dividends Paid	-31.85	-29.43	-27.02	-22.22
Net Increase (Decrease) in Deposit Accounts	76.21	-96.78	-324.77	655.49
Financing Cash Flow	60.1	-136.54	-363.67	590.6
Net Cash Flow	73.46	-2.05	-277.81	51.14
Free Cash Flow	90.72	101.49	102.18	96.16
Free Cash Flow Growth	-10.61%	-0.68%	6.27%	12.67%
Free Cash Flow Margin	36.22%	40.90%	40.33%	42.40%
Free Cash Flow Per Share	3.06	3.43	3.47	3.62
Cash Interest Paid	99.06	60.66	17.44	10.02
Cash Income Tax Paid	17.82	15.38	11.65	14.43

Source: S&P Global Market Intelligence. Banks template. Financial Sources.