German American Bancorp, Inc. (FRA:GAB)

German American Bancorp Statistics

Total Valuation

FRA:GAB has a market cap or net worth of EUR 1.39 billion.

Market Cap	1.39B
Enterprise Value	n/a

Important Dates

The last earnings date was Wednesday, January 28, 2026.

Earnings Date	Jan 28, 2026
Ex-Dividend Date	Feb 10, 2026

Share Statistics

Current Share Class	37.50M
Shares Outstanding	n/a
Shares Change (YoY)	+24.08%
Shares Change (QoQ)	+0.00%
Owned by Insiders (%)	3.91%
Owned by Institutions (%)	53.86%
Float	35.91M

Valuation Ratios

The trailing PE ratio is 14.49 and the forward PE ratio is 11.64.

PE Ratio	14.49
Forward PE	11.64
PS Ratio	4.78
PB Ratio	1.40
P/TBV Ratio	2.17
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 12.00%.

Return on Equity (ROE)	12.00%
Return on Assets (ROA)	1.53%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	n/a
Revenue Per Employee	285,008
Profits Per Employee	94,050
Employee Count	1,020
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, FRA:GAB has paid 23.37 million in taxes.

Income Tax	23.37M
Effective Tax Rate	19.59%

Stock Price Statistics

The stock price has decreased by -4.86% in the last 52 weeks.

Beta (5Y)	n/a
52-Week Price Change	-4.86%
50-Day Moving Average	33.67
200-Day Moving Average	32.90
Relative Strength Index (RSI)	56.87
Average Volume (20 Days)	n/a

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	8.90

Income Statement

In the last 12 months, FRA:GAB had revenue of EUR 290.71 million and earned 95.93 million in profits. Earnings per share was 2.61.

Revenue	290.71M
Gross Profit	290.71M
Operating Income	124.67M
Pretax Income	119.30M
Net Income	95.93M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	2.61

Balance Sheet

The company has 60.84 million in cash and 155.59 million in debt, with a net cash position of -94.76 million.

Cash & Cash Equivalents	60.84M
Total Debt	155.59M
Net Cash	-94.76M
Net Cash Per Share	n/a
Equity (Book Value)	989.95M
Book Value Per Share	26.40
Working Capital	-5.89B

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	42.88%
Pretax Margin	41.04%
Profit Margin	33.00%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 1.02, which amounts to a dividend yield of 2.89%.

Dividend Per Share	1.02
Dividend Yield	2.89%
Dividend Growth (YoY)	-1.17%
Years of Dividend Growth	14
Payout Ratio	n/a
Buyback Yield	-24.08%
Shareholder Yield	-21.19%
Earnings Yield	6.90%
FCF Yield	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on April 24, 2017. It was a forward split with a ratio of 1.5.

Last Split Date	Apr 24, 2017
Split Type	Forward
Split Ratio	1.5

Scores

Altman Z-Score	n/a
Piotroski F-Score	2