Revenue by Segment

Financials in millions GEL. Fiscal year is January - December.

Millions GEL. Fiscal year is Jan - Dec.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017	FY 2016	FY 2015
Period Ending	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	Dec '19 Dec 31, 2019	Dec '18 Dec 31, 2018	Dec '17 Dec 31, 2017	Dec '16 Dec 31, 2016	Dec '15 Dec 31, 2015
Armenian Financial Services (AFS)	665.73M	-	-	-	-
Other Businesses	126.05M	108.61M	141.10M	-	-
Other Businesses Growth	16.06%	-23.03%	-	-	-
Eliminations	-1.07M	-770.00K	-599.00K	-698.00K	-391.00K
Georgian Financial Services - SME	352.14M	310.05M	254.97M	-	-
Georgian Financial Services - SME Growth	13.57%	21.60%	-	-	-
Georgian Financial Services - Retail Banking	1.46B	1.16B	802.37M	-	-
Georgian Financial Services - Retail Banking Growth	25.85%	44.70%	-	-	-
Georgian Financial Services - Corporate Centre	79.28M	88.53M	84.01M	-	-
Georgian Financial Services - Corporate Centre Growth	-10.44%	5.38%	-	-	-
Georgian Financial Services - Corporate Investment Banking	714.06M	718.86M	601.10M	-	-
Georgian Financial Services - Corporate Investment Banking Growth	-0.67%	19.59%	-	-	-
Retail Banking (Excl. BNB)	-	-	-	845.92M	521.58M
Retail Banking (Excl. BNB) Growth	-	-	-	62.18%	-22.67%
Corporate Investment Banking	-	-	-	462.51M	224.95M
Corporate Investment Banking Growth	-	-	-	105.60%	-10.96%
Belarusky Narodny Bank (BNB)	-	-	-	60.84M	46.80M
Belarusky Narodny Bank (BNB) Growth	-	-	-	30.00%	-13.32%
Total	3.40B	2.39B	1.88B	1.37B	792.94M
Total Growth	42.37%	26.73%	37.58%	72.59%	-19.19%

Source: S&P Global Market Intelligence.