Grupo Financiero Galicia Balance Sheet

Financials in millions ARS. Fiscal year is January - December.

Millions ARS. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	4,015,625	4,079,809	3,040,647	3,007,408	441,430	307,787
Investment Securities	5,726,553	6,416,623	7,632,873	1,996,176	589,162	127,138
Trading Asset Securities	1,057,173	1,688,138	1,430,979	241,886	115,366	47,378
Total Investments	6,783,726	8,104,761	9,063,852	2,238,063	704,528	174,517
Gross Loans	22,100,031	15,511,017	7,177,258	3,483,534	1,489,807	818,483
Allowance for Loan Losses	-1,701,520	-724,916	-314,862	-175,303	-83,900	-48,431
Net Loans	20,398,510	14,786,101	6,862,395	3,308,232	1,405,907	770,052
Property, Plant & Equipment	1,170,111	1,080,828	839,918	360,675	121,154	66,009
Other Intangible Assets	354,118	330,578	292,255	119,932	41,357	21,839
Investments in Real Estate	-	12,582	12,535	5,114	1,670	876.47
Accrued Interest Receivable	740,088	454,306	365,387	150,248	55,344	33,344
Other Receivables	-	139,972	43,647	34,164	31,386	15,421
Restricted Cash	5,623,520	3,961,270	1,940,130	765,777	374,742	154,862
Other Current Assets	82,270	148,666	86,505	34,317	2,665	4,612
Long-Term Deferred Tax Assets	480,828	442,983	448,623	22,582	8,350	15,506
Other Real Estate Owned & Foreclosed	-	475.9	475.9	312.76	15.22	7.81
Other Long-Term Assets	2,347,162	1,762,148	1,156,846	494,776	82,673	32,048
Total Assets	41,995,958	35,304,482	24,153,217	10,541,601	3,271,222	1,596,884
Accounts Payable	-	-	-	2,416	739.63	897.32
Accrued Expenses	39,300	444,912	372,595	142,663	34,770	18,596
Interest Bearing Deposits	24,336,118	19,975,428	13,153,042	6,530,421	1,998,234	1,011,875
Total Deposits	24,336,118	19,975,428	13,153,042	6,530,421	1,998,234	1,011,875
Short-Term Borrowings	2,029,081	457,415	89,889	5,276	75,974	14,753
Current Portion of Long-Term Debt	-	-	-	-	3,906	3,162
Current Portion of Leases	-	26,571	13,503	5,720	2,588	2,528
Current Income Taxes Payable	156,486	174,578	644,020	27,404	18,815	22,985
Accrued Interest Payable	204,523	255,700	341,522	139,861	19,640	9,011
Other Current Liabilities	998,309	563,185	599,732	212,174	63,478	35,223
Long-Term Debt	4,191,921	4,491,187	2,791,052	1,221,039	331,966	174,642
Long-Term Leases	60,644	31,748	56,149	18,182	5,947	4,058
Long-Term Unearned Revenue	-	8,485	8,565	8,665	4,194	2,036
Pension & Post-Retirement Benefits	-	1,647	1,139	1,107	232.49	136.74
Long-Term Deferred Tax Liabilities	13,496	148,912	41,032	20,546	8,526	206.69
Other Long-Term Liabilities	2,873,512	2,141,362	1,271,725	308,581	112,833	25,292
Total Liabilities	34,903,389	28,721,129	19,383,967	8,644,055	2,681,843	1,325,401
Common Stock	1,606	1,589	1,475	1,475	1,475	1,475
Additional Paid-In Capital	797,658	697,388	17,281	17,281	17,281	17,281
Retained Earnings	4,354,024	567,659	-441,099	1,161,589	353,439	150,441
Comprehensive Income & Other	1,939,014	5,316,546	5,191,383	717,201	217,184	102,287
Total Common Equity	7,092,303	6,583,181	4,769,040	1,897,547	589,379	271,483
Minority Interest	266.59	172.06	209.78	0.06	0.01	0.01
Shareholders' Equity	7,092,569	6,583,353	4,769,250	1,897,547	589,379	271,483
Total Liabilities & Equity	41,995,958	35,304,482	24,153,217	10,541,601	3,271,222	1,596,884
Total Debt	6,281,646	5,006,921	2,950,593	1,250,216	420,381	199,143
Net Cash (Debt)	-743,961	761,027	4,287,585	2,717,204	532,246	248,090
Net Cash Growth	-	-82.25%	57.79%	410.52%	114.54%	363.79%
Net Cash Per Share	-470.96	513.14	2907.44	1842.56	360.92	171.96
Filing Date Shares Outstanding	1,606	1,589	1,475	1,475	1,475	1,475
Total Common Shares Outstanding	1,606	1,589	1,475	1,475	1,475	1,475
Book Value Per Share	4415.43	4144.24	3233.92	1286.74	399.66	184.09
Tangible Book Value	6,738,184	6,252,603	4,476,785	1,777,614	548,021	249,644
Tangible Book Value Per Share	4194.97	3936.13	3035.74	1205.41	371.62	169.29

Source: S&P Global Market Intelligence. Banks template. Financial Sources.