FRA:GHFH Balance Sheet

Financials in millions CNY. Fiscal year is January - December.

Millions CNY. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	235,881	184,990	237,336	128,305	163,418	157,919
Investment Securities	2,322,098	2,460,688	2,318,032	2,277,397	2,081,696	2,219,716
Trading Asset Securities	389,261	183,092	158,230	144,414	107,986	141,769
Total Investments	2,711,359	2,643,780	2,476,262	2,421,811	2,189,682	2,361,485
Gross Loans	4,678,790	4,579,951	4,523,209	4,271,169	4,188,075	4,003,985
Allowance for Loan Losses	-	-95,266	-99,572	-101,120	-107,969	-100,811
Other Adjustments to Gross Loans	-	-14,227	-16,119	-15,088	-15,504	-17,932
Net Loans	4,678,790	4,470,458	4,407,518	4,154,961	4,064,602	3,885,242
Property, Plant & Equipment	64,896	71,995	73,763	72,035	70,886	60,600
Goodwill	-	213	208	205	188	193
Other Intangible Assets	8,178	4,962	2,730	2,301	1,917	4,938
Investments in Real Estate	-	2,820	2,969	3,006	2,335	6,429
Accrued Interest Receivable	-	54,549	47,882	42,006	39,077	39,263
Other Receivables	-	29,931	26,367	16,329	13,214	13,104
Restricted Cash	-	241,643	291,972	311,294	313,375	330,874
Other Current Assets	64,609	33,827	31,022	27,022	14,858	9,220
Long-Term Deferred Tax Assets	59,154	58,149	54,592	55,701	51,904	50,033
Other Real Estate Owned & Foreclosed	-	4,141	4,547	4,520	4,740	6,049
Other Long-Term Assets	49,997	10,286	13,674	13,517	22,004	23,366
Total Assets	7,872,864	7,814,969	7,674,965	7,255,673	6,952,786	6,950,233
Accounts Payable	-	2,274	2,138	2,211	6,410	3,330
Accrued Expenses	12,512	20,502	19,436	19,604	18,148	15,769
Interest Bearing Deposits	5,288,141	5,318,169	5,518,585	5,466,187	5,062,842	4,635,712
Total Deposits	5,288,141	5,318,169	5,518,585	5,466,187	5,062,842	4,635,712
Short-Term Borrowings	27,100	34,073	29,276	32,675	26,114	42,675
Current Portion of Long-Term Debt	588,026	1,431,789	1,157,743	807,687	916,987	1,412,080
Current Portion of Leases	-	2,744	2,745	2,815	2,993	2,743
Current Income Taxes Payable	10,075	4,548	1,392	5,040	8,811	18,589
Accrued Interest Payable	-	88,218	76,755	64,446	57,209	43,789
Other Current Liabilities	-	4,856	4,818	7,024	5,051	5,500
Long-Term Debt	1,127,262	130,461	151,385	194,590	224,770	192,859
Long-Term Leases	8,292	6,334	6,815	6,611	7,232	7,524
Long-Term Unearned Revenue	-	499	317	251	671	790
Pension & Post-Retirement Benefits	-	350	344	302	214	207
Long-Term Deferred Tax Liabilities	238	243	214	236	247	117
Other Long-Term Liabilities	110,670	113,341	65,201	33,180	28,548	27,301
Total Liabilities	7,172,316	7,158,401	7,037,164	6,642,859	6,366,247	6,408,985
Preferred Stock, Convertible	20,000	20,000	20,000	19,975	19,975	29,867
Common Stock	43,782	43,782	43,782	43,782	43,782	43,782
Additional Paid-In Capital	58,141	58,087	58,111	58,149	58,149	57,419
Retained Earnings	455,704	438,798	425,687	403,647	382,000	360,325
Comprehensive Income & Other	109,295	82,192	77,022	74,375	70,374	38,144
Total Common Equity	666,922	622,859	604,602	579,953	554,305	499,670
Minority Interest	13,626	13,709	13,199	12,886	12,259	11,711
Shareholders' Equity	700,548	656,568	637,801	612,814	586,539	541,248
Total Liabilities & Equity	7,872,864	7,814,969	7,674,965	7,255,673	6,952,786	6,950,233
Total Debt	1,750,680	1,605,401	1,347,964	1,044,378	1,178,096	1,657,881
Net Cash (Debt)	-859,336	-1,017,026	-768,648	-604,478	-773,577	-1,153,679
Net Cash Per Share	-20.48	-23.23	-17.56	-13.81	-17.67	-26.35
Filing Date Shares Outstanding	43,782	43,782	43,782	43,782	43,782	43,782
Total Common Shares Outstanding	43,782	43,782	43,782	43,782	43,782	43,782
Book Value Per Share	12.83	12.51	12.10	11.53	11.06	10.50
Tangible Book Value	658,744	617,684	601,664	577,447	552,200	494,539
Tangible Book Value Per Share	12.65	12.40	12.03	11.48	11.01	10.38

Source: S&P Global Market Intelligence. Banks template. Financial Sources.