FRA:GHFH Ratios and Metrics

Market cap in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Feb '26 Feb 19, 2026	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Market Capitalization	20,720	22,940	19,475	19,294	21,939	26,968
Market Cap Growth	-7.95%	17.79%	0.94%	-12.06%	-18.65%	-21.25%
Last Close Price	0.43	0.39	0.24	0.24	0.22	0.30
PE Ratio	6.65	6.20	4.85	4.56	5.10	6.95
PS Ratio	1.96	1.92	1.62	1.53	1.75	2.36
PB Ratio	0.25	0.26	0.24	0.23	0.27	0.40
P/FCF Ratio	0.86	-	12.11	-	-	-
P/OCF Ratio	0.83	-	7.17	-	-	-
Debt / Equity Ratio	2.50	2.44	2.11	1.70	2.01	3.06
Debt / FCF Ratio	8.70	-	106.97	-	-	-
Net Debt / Equity Ratio	1.23	1.55	1.21	0.99	1.32	2.13
Net Debt / FCF Ratio	4.27	-24.85	61.00	-2.44	-6.27	-12.79
Return on Equity (ROE)	4.54%	5.06%	5.75%	5.97%	6.18%	6.55%
Return on Assets (ROA)	0.39%	0.42%	0.48%	0.50%	0.50%	0.52%
Earnings Yield	15.04%	18.63%	23.47%	24.80%	21.69%	15.93%
FCF Yield	116.27%	-23.61%	8.25%	-174.23%	-77.80%	-41.89%
Dividend Yield	5.54%	6.57%	11.37%	12.30%	13.22%	8.95%
Payout Ratio	96.73%	95.03%	89.80%	67.67%	31.23%	87.15%
Buyback Yield / Dilution	5.30%	-	-	-	-	-
Total Shareholder Return	10.84%	6.57%	11.37%	12.30%	13.22%	8.95%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.