Challenger Ratios and Metrics

Market cap in millions EUR. Fiscal year is July - June.

Millions EUR. Fiscal year is Jul - Jun.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	2016 - 2020
Period Ending	Nov '25 Nov 26, 2025	Jun '25 Jun 30, 2025	Jun '24 Jun 30, 2024	Jun '23 Jun 30, 2023	Jun '22 Jun 30, 2022	Jun '21 Jun 30, 2021	2016 - 2020
Market Capitalization	3,443	3,106	2,990	2,709	3,066	2,301	Upgrade
Market Cap Growth	29.18%	3.86%	10.38%	-11.65%	33.25%	18.39%	Upgrade
Enterprise Value	7,736	7,020	6,913	5,792	6,245	6,483	Upgrade
PE Ratio	32.08	28.93	36.97	25.92	18.34	6.14	Upgrade
PS Ratio	2.13	1.92	1.69	1.73	-14.08	1.09	Upgrade
PB Ratio	1.60	1.44	1.24	1.14	1.17	0.95	Upgrade
P/FCF Ratio	15.44	13.93	4.58	3.46	1.87	1.42	Upgrade
P/OCF Ratio	15.44	13.92	4.57	3.44	1.87	1.41	Upgrade
EV/Sales Ratio	4.74	4.35	3.91	3.69	-	3.08	Upgrade
EV/EBITDA Ratio	10.36	9.55	9.04	8.11	-	9.39	Upgrade
EV/EBIT Ratio	10.49	9.61	9.09	8.15	-	9.43	Upgrade
EV/FCF Ratio	34.70	31.49	10.58	7.41	3.82	4.00	Upgrade
Debt / Equity Ratio	2.14	2.14	1.83	1.60	1.55	1.76	Upgrade
Debt / EBITDA Ratio	6.24	6.24	5.77	5.33	-	6.14	Upgrade
Debt / FCF Ratio	20.70	20.70	6.79	4.89	2.49	2.63	Upgrade
Quick Ratio	2.68	2.68	2.71	1.79	1.70	1.45	Upgrade
Current Ratio	2.75	2.75	2.76	1.87	1.78	1.55	Upgrade
Asset Turnover	0.09	0.09	0.09	0.09	-	0.11	Upgrade
Return on Equity (ROE)	4.96%	4.96%	3.45%	4.54%	6.77%	16.74%	Upgrade
Return on Assets (ROA)	2.39%	2.39%	2.37%	2.40%	-0.71%	2.33%	Upgrade
Return on Capital (ROIC)	7.07%	7.07%	7.21%	7.16%	-2.05%	6.13%	Upgrade
Earnings Yield	3.12%	3.46%	2.71%	3.86%	5.45%	16.28%	Upgrade
FCF Yield	6.48%	7.18%	21.86%	28.87%	53.39%	70.45%	Upgrade
Dividend Yield	3.62%	3.78%	4.32%	4.27%	3.97%	4.49%	Upgrade
Payout Ratio	99.48%	99.48%	115.01%	71.47%	52.70%	10.80%	Upgrade
Buyback Yield / Dilution	0.53%	0.53%	-0.52%	19.98%	5.08%	-50.86%	Upgrade
Total Shareholder Return	4.15%	4.31%	3.80%	24.25%	9.05%	-46.37%	Upgrade

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.