Grenke AG Income Statement

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Interest and Dividend Income	648.7	574.35	467.41	413.51	424.81	470.52
Total Interest Expense	259.23	217.61	128.88	77.71	71.1	74.43
Net Interest Income	389.47	356.74	338.53	335.81	353.72	396.09
Other Revenue	250.56	221.52	188.09	166.34	150.44	153.1
Revenue Before Loan Losses	640.03	578.26	526.63	502.14	504.16	549.19
Revenue	640.03	578.26	526.63	502.14	504.16	549.19
Revenue Growth (YoY)	10.17%	9.80%	4.88%	-0.40%	-8.20%	3.95%
Salaries & Employee Benefits	211.61	198.21	176.01	149.17	127.88	120.76
Cost of Services Provided	125.6	112.73	101.5	93.69	94.04	78.23
Other Operating Expenses	184.94	135.52	93.27	123.8	151.48	203.86
Total Operating Expenses	546.76	471.38	397.25	393.2	400.7	429.55
Operating Income	93.27	106.88	129.38	108.95	103.47	119.64
Earnings From Equity Investments	-0.43	-0.46	-0.22	-0	-0.42	-0.4
Currency Exchange Gain (Loss)	-10.23	-10.23	-12.4	-8.71	-3.49	-6.97
EBT Excluding Unusual Items	81.58	96.04	114.47	122	104.03	113.74
Gain (Loss) on Sale of Investments	-	-	-	-	23.72	-
Impairment of Goodwill	-	-4.42	-0.6	-5.92	-2.7	-2.17
Other Unusual Items	-2.21	-2.21	-3.83	-4.65	-0.06	3.55
Pretax Income	79.35	89.4	110.4	111.03	123.5	115.17
Income Tax Expense	17.6	19.24	23.69	26.85	28.32	26.73
Earnings From Continuing Ops.	61.75	70.16	86.71	84.18	95.19	88.44
Minority Interest in Earnings	1.61	5.79	5.6	6.19	4.35	5.23
Net Income	63.37	75.94	92.32	90.38	99.54	93.67
Preferred Dividends & Other Adjustments	12.31	10.5	9.07	9.07	9.4	7.48
Net Income to Common	51.06	65.45	83.25	81.31	90.13	86.19
Net Income Growth	-25.38%	-17.73%	2.15%	-9.21%	6.27%	-33.37%
Shares Outstanding (Basic)	44	45	46	46	46	46
Shares Outstanding (Diluted)	44	45	46	46	46	46
Shares Change (YoY)	-3.35%	-2.22%	-	-	0.21%	0.10%
EPS (Basic)	1.15	1.44	1.79	1.75	1.94	1.86
EPS (Diluted)	1.15	1.44	1.79	1.75	1.94	1.86
EPS Growth	-29.02%	-19.60%	2.39%	-9.79%	4.36%	-35.76%
Free Cash Flow	-427.83	385.39	322.22	-355.05	-79.17	549.91
Free Cash Flow Per Share	-9.65	8.48	6.93	-7.64	-1.70	11.85
Dividend Per Share	0.400	0.400	0.470	0.450	0.510	0.260
Dividend Growth	-14.89%	-14.89%	4.44%	-11.77%	96.15%	-67.50%
Operating Margin	14.57%	18.48%	24.57%	21.70%	20.52%	21.78%
Profit Margin	7.98%	11.32%	15.81%	16.19%	17.88%	15.69%
Free Cash Flow Margin	-66.84%	66.65%	61.19%	-70.71%	-15.70%	100.13%
Effective Tax Rate	22.18%	21.52%	21.46%	24.18%	22.93%	23.21%

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.