Grenke AG (FRA:GLJ)

Grenke AG Income Statement

Financials in millions EUR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest and Dividend Income	626.71	574.35	467.41	413.51	424.81	470.52
Total Interest Expense	247	217.61	128.88	77.71	71.1	74.43
Net Interest Income	379.71	356.74	338.53	335.81	353.72	396.09
Other Revenue	236.34	221.52	188.09	166.34	150.44	153.1
Revenue Before Loan Losses	616.05	578.26	526.63	502.14	504.16	549.19
Revenue	616.05	578.26	526.63	502.14	504.16	549.19
Revenue Growth (YoY)	10.04%	9.80%	4.88%	-0.40%	-8.20%	3.95%
Salaries & Employee Benefits	207.85	198.21	176.01	149.17	127.88	120.76
Cost of Services Provided	123.73	112.73	101.5	93.69	94.04	78.23
Other Operating Expenses	176.41	135.52	93.27	123.8	151.48	203.86
Total Operating Expenses	532.28	471.38	397.25	393.2	400.7	429.55
Operating Income	83.77	106.88	129.38	108.95	103.47	119.64
Earnings From Equity Investments	-0.45	-0.46	-0.22	-0	-0.42	-0.4
Currency Exchange Gain (Loss)	-10.23	-10.23	-12.4	-8.71	-3.49	-6.97
EBT Excluding Unusual Items	72.02	96.04	114.47	122	104.03	113.74
Gain (Loss) on Sale of Investments	-	-	-	-	23.72	-
Impairment of Goodwill	-4.42	-4.42	-0.6	-5.92	-2.7	-2.17
Other Unusual Items	-2.21	-2.21	-3.83	-4.65	-0.06	3.55
Pretax Income	65.38	89.4	110.4	111.03	123.5	115.17
Income Tax Expense	14.03	19.24	23.69	26.85	28.32	26.73
Earnings From Continuing Ops.	51.35	70.16	86.71	84.18	95.19	88.44
Minority Interest in Earnings	4.25	5.79	5.6	6.19	4.35	5.23
Net Income	55.6	75.94	92.32	90.38	99.54	93.67
Preferred Dividends & Other Adjustments	11.99	10.5	9.07	9.07	9.4	7.48
Net Income to Common	43.6	65.45	83.25	81.31	90.13	86.19
Net Income Growth	-42.11%	-17.73%	2.15%	-9.21%	6.27%	-33.37%
Shares Outstanding (Basic)	44	45	46	46	46	46
Shares Outstanding (Diluted)	44	45	46	46	46	46
Shares Change (YoY)	-4.00%	-2.22%	-	-	0.21%	0.10%
EPS (Basic)	0.98	1.44	1.79	1.75	1.94	1.86
EPS (Diluted)	0.98	1.44	1.79	1.75	1.94	1.86
EPS Growth	-46.91%	-19.60%	2.39%	-9.79%	4.36%	-35.76%
Free Cash Flow	422.57	385.39	322.22	-355.05	-79.17	549.91
Free Cash Flow Per Share	9.50	8.48	6.93	-7.64	-1.70	11.85
Dividend Per Share	0.400	0.400	0.470	0.450	0.510	0.260
Dividend Growth	-14.89%	-14.89%	4.44%	-11.77%	96.15%	-67.50%
Operating Margin	13.60%	18.48%	24.57%	21.70%	20.52%	21.78%
Profit Margin	7.08%	11.32%	15.81%	16.19%	17.88%	15.69%
Free Cash Flow Margin	68.59%	66.65%	61.19%	-70.71%	-15.70%	100.13%
Effective Tax Rate	21.46%	21.52%	21.46%	24.18%	22.93%	23.21%

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.