Ally Financial Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	10,721	11,444	11,054	8,130	6,486
Interest Income on Investments	1,345	1,423	1,354	895	615
Total Interest Income	12,066	12,867	12,408	9,025	7,101
Interest Paid on Deposits	5,302	6,388	5,819	1,987	1,045
Interest Paid on Borrowings	1,106	1,084	1,078	870	869
Total Interest Expense	6,408	7,472	6,897	2,857	1,914
Net Interest Income	5,658	5,395	5,511	6,168	5,187
Net Interest Income Growth (YoY)	4.88%	-2.10%	-10.65%	18.91%	25.93%
Gain (Loss) on Sale of Investments	-361	66	134	-252	427
Gain (Loss) on Sale of Equity Investments	-	20	4	102	132
Other Non-Interest Income	3,589	3,412	3,409	3,272	3,079
Total Non-Interest Income	3,193	3,522	3,563	3,174	3,725
Non-Interest Income Growth (YoY)	-9.34%	-1.15%	12.26%	-14.79%	5.82%
Revenues Before Loan Losses	8,851	8,917	9,074	9,342	8,912
Provision for Loan Losses	1,477	2,166	1,968	1,399	241
Revenue	7,374	6,751	7,106	7,943	8,671
Revenue Growth (YoY)	9.23%	-5.00%	-10.54%	-8.40%	39.86%
Salaries and Employee Benefits	1,857	1,706	1,774	1,800	1,503
Occupancy Expenses	937	736	840	914	570
Selling, General & Administrative	-	455	469	503	381
Other Non-Interest Expense	3,224	2,900	2,771	2,384	2,226
Total Non-Interest Expense	6,018	5,797	5,854	5,601	4,680
EBT Excluding Unusual Items	1,356	954	1,252	2,342	3,991
Other Unusual Items	-	-	-	-	-136
Pretax Income	1,051	836	1,103	2,342	3,855
Income Tax Expense	199	167	144	627	790
Earnings From Continuing Operations	852	669	959	1,715	3,065
Earnings From Discontinued Operations	-	-1	-2	-1	-5
Net Income	852	668	957	1,714	3,060
Preferred Dividends & Other Adjustments	110	110	110	110	57
Net Income to Common	742	558	847	1,604	3,003
Net Income Growth	27.54%	-30.20%	-44.17%	-43.99%	182.03%
Basic Shares Outstanding	310	307	304	317	363
Diluted Shares Outstanding	313	310	305	319	365
Shares Change (YoY)	0.93%	1.65%	-4.23%	-12.75%	-3.16%
EPS (Basic)	2.39	1.82	2.79	5.06	8.28
EPS (Diluted)	2.37	1.80	2.77	5.04	8.23
EPS Growth	31.90%	-35.22%	-44.94%	-38.77%	185.90%
Dividend Per Share	1.200	1.200	1.200	1.200	0.880
Dividend Growth	-	-	-	36.36%	15.79%
Effective Tax Rate	18.93%	19.98%	13.05%	26.77%	20.49%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.