Hiscox Ltd (FRA:H2X3)

Hiscox Statistics

Total Valuation

Hiscox has a market cap or net worth of EUR 5.25 billion. The enterprise value is 5.09 billion.

Market Cap	5.25B
Enterprise Value	5.09B

Important Dates

The next estimated earnings date is Monday, November 3, 2025.

Earnings Date	Nov 3, 2025
Ex-Dividend Date	Aug 14, 2025

Share Statistics

Current Share Class	332.17M
Shares Outstanding	n/a
Shares Change (YoY)	-1.43%
Shares Change (QoQ)	-0.95%
Owned by Insiders (%)	0.49%
Owned by Institutions (%)	84.84%
Float	312.78M

Valuation Ratios

The trailing PE ratio is 10.35 and the forward PE ratio is 10.96.

PE Ratio	10.35
Forward PE	10.96
PS Ratio	1.57
PB Ratio	1.62
P/TBV Ratio	1.77
P/FCF Ratio	112.01
P/OCF Ratio	103.89
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 8.07, with an EV/FCF ratio of 108.64.

EV / Earnings	10.04
EV / Sales	1.55
EV / EBITDA	8.07
EV / EBIT	8.25
EV / FCF	108.64

Financial Position

The company has a current ratio of 7.11, with a Debt / Equity ratio of 0.23.

Current Ratio	7.11
Quick Ratio	2.44
Debt / Equity	0.23
Debt / EBITDA	1.16
Debt / FCF	15.91
Interest Coverage	12.94

Financial Efficiency

Return on equity (ROE) is 16.60% and return on invested capital (ROIC) is 10.53%.

Return on Equity (ROE)	16.60%
Return on Assets (ROA)	3.89%
Return on Invested Capital (ROIC)	10.53%
Return on Capital Employed (ROCE)	6.25%
Revenue Per Employee	1.11M
Profits Per Employee	168,994
Employee Count	3,000
Asset Turnover	0.33
Inventory Turnover	n/a

Taxes

In the past 12 months, Hiscox has paid 70.76 million in taxes.

Income Tax	70.76M
Effective Tax Rate	12.25%

Stock Price Statistics

The stock price has increased by +17.52% in the last 52 weeks.

Beta (5Y)	n/a
52-Week Price Change	+17.52%
50-Day Moving Average	15.24
200-Day Moving Average	14.19
Relative Strength Index (RSI)	47.56
Average Volume (20 Days)	415

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, Hiscox had revenue of EUR 3.34 billion and earned 506.98 million in profits. Earnings per share was 1.45.

Revenue	3.34B
Gross Profit	779.72M
Operating Income	626.87M
Pretax Income	577.74M
Net Income	506.98M
EBITDA	630.02M
EBIT	626.87M
Earnings Per Share (EPS)	1.45

Balance Sheet

The company has 906.42 million in cash and 744.98 million in debt, giving a net cash position of 161.44 million.

Cash & Cash Equivalents	906.42M
Total Debt	744.98M
Net Cash	161.44M
Net Cash Per Share	n/a
Equity (Book Value)	3.24B
Book Value Per Share	9.65
Working Capital	2.95B

Cash Flow

In the last 12 months, operating cash flow was 50.49 million and capital expenditures -3.66 million, giving a free cash flow of 46.83 million.

Operating Cash Flow	50.49M
Capital Expenditures	-3.66M
Free Cash Flow	46.83M
FCF Per Share	n/a

Margins

Gross margin is 23.32%, with operating and profit margins of 18.75% and 15.16%.

Gross Margin	23.32%
Operating Margin	18.75%
Pretax Margin	17.28%
Profit Margin	15.16%
EBITDA Margin	18.84%
EBIT Margin	18.75%
FCF Margin	1.40%

Dividends & Yields

This stock pays an annual dividend of 0.38, which amounts to a dividend yield of 2.38%.

Dividend Per Share	0.38
Dividend Yield	2.38%
Dividend Growth (YoY)	10.70%
Years of Dividend Growth	1
Payout Ratio	23.68%
Buyback Yield	1.43%
Shareholder Yield	3.81%
Earnings Yield	9.66%
FCF Yield	0.89%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	3