Huishang Bank Corporation Income Statement

Financials in millions CNY. Fiscal year is January - December.

Millions CNY. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun '25 Jun 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Interest Income on Loans	65,689	66,334	64,992	60,962	57,114	51,310
Interest Income on Investments	4.62	4.62	4.64	6.4	-	1.44
Total Interest Income	65,694	66,339	64,997	60,969	57,114	51,311
Interest Paid on Deposits	37,254	37,743	36,272	32,258	30,257	25,558
Net Interest Income	28,439	28,596	28,725	28,711	26,856	25,754
Net Interest Income Growth (YoY)	0.60%	-0.45%	0.05%	6.91%	4.28%	1.63%
Income From Trading Activities	1,867	3,220	3,601	2,119	-	2,497
Gain (Loss) on Sale of Assets	-	-	-	-	-12.64	-
Gain (Loss) on Sale of Investments	3,962	2,105	609.27	745.6	4,353	-187.42
Other Non-Interest Income	3,325	3,207	3,430	4,654	4,515	3,871
Total Non-Interest Income	9,154	8,533	7,640	7,519	8,855	6,180
Non-Interest Income Growth (YoY)	1.70%	11.68%	1.62%	-15.09%	43.28%	3.51%
Revenues Before Loan Losses	37,593	37,128	36,365	36,230	35,711	31,934
Provision for Loan Losses	7,646	7,679	8,570	6,870	13,552	12,259
Revenue	29,947	29,450	27,796	29,359	22,160	19,675
Revenue Growth (YoY)	6.28%	5.95%	-5.33%	32.49%	12.63%	1.34%
Salaries and Employee Benefits	6,366	6,470	5,940	5,580	4,875	4,206
Occupancy Expenses	839.41	826.26	824.06	818.17	818.23	705.01
Amortization of Goodwill & Intangibles	198.12	198.12	209.22	164.69	249.13	114.88
Selling, General & Administrative	2,532	2,533	2,494	2,289	2,214	1,962
Other Non-Interest Expense	720.06	668.07	732.51	622.7	450.23	666.51
Total Non-Interest Expense	10,565	10,592	9,910	9,253	8,622	7,592
EBT Excluding Unusual Items	19,381	18,858	17,886	20,107	13,537	12,083
Asset Writedown	-869.51	-869.51	-228.69	-	-	-
Pretax Income	18,512	17,989	17,657	17,315	13,537	12,083
Income Tax Expense	2,253	2,072	2,666	3,632	1,752	2,161
Earnings From Continuing Operations	16,259	15,917	14,991	13,683	11,785	9,921
Minority Interest in Earnings	-365.87	-502.58	-557.32	-285.47	-324.81	-351.66
Net Income	15,893	15,414	14,433	13,398	11,460	9,570
Preferred Dividends & Other Adjustments	870	870	490	490	837.02	847.6
Net Income to Common	15,023	14,544	13,943	12,908	10,623	8,722
Net Income Growth	6.22%	6.80%	7.73%	16.90%	19.76%	-2.54%
Basic Shares Outstanding	13,890	13,890	13,890	13,890	13,890	12,160
Diluted Shares Outstanding	13,890	13,890	13,890	13,890	13,890	12,160
Shares Change (YoY)	-	-	-	-	14.23%	0.04%
EPS (Basic)	1.08	1.05	1.00	0.93	0.76	0.72
EPS (Diluted)	1.08	1.05	1.00	0.93	0.76	0.72
EPS Growth	4.00%	4.71%	7.61%	22.27%	5.95%	-7.63%
Dividend Per Share	0.210	0.210	0.146	0.129	0.089	-
Dividend Growth	43.84%	43.84%	13.18%	44.94%	-	-
Effective Tax Rate	12.17%	11.52%	15.10%	20.98%	12.94%	17.89%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.