Hanmi Financial Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	375.76	366.15	339.81	257.88	208.6
Interest Income on Investments	35.17	32.63	29.52	15.94	8.07
Total Interest Income	410.93	398.78	369.33	273.81	216.68
Interest Paid on Deposits	164.71	182.69	134.71	25.94	11.66
Interest Paid on Borrowings	10.03	13.32	13.35	10.23	9.97
Total Interest Expense	174.74	196.01	148.06	36.17	21.63
Net Interest Income	236.19	202.77	221.27	237.65	195.05
Net Interest Income Growth (YoY)	16.48%	-8.36%	-6.89%	21.84%	7.82%
Gain (Loss) on Sale of Assets	-	0.86	4	-	0.05
Gain (Loss) on Sale of Investments	-	-	-1.87	-	-0.5
Other Non-Interest Income	17.43	13.76	14.26	13.23	12.32
Total Non-Interest Income	33.98	31.59	32.24	34.2	40.17
Non-Interest Income Growth (YoY)	7.57%	-2.02%	-5.74%	-14.86%	-4.59%
Revenues Before Loan Losses	270.17	234.36	253.51	271.85	235.22
Provision for Loan Losses	14.44	4.42	4.34	0.84	-24.4
Revenue	255.73	229.94	249.17	271.01	259.62
Revenue Growth (YoY)	11.21%	-7.72%	-8.06%	4.39%	46.23%
Salaries and Employee Benefits	87.68	79.79	78.72	73.55	70.13
Occupancy Expenses	17.64	9.15	9.54	9.35	10.58
Selling, General & Administrative	28.12	39.7	37.02	36	34.18
Other Non-Interest Expense	14.37	12.7	11.26	11.4	9.58
Total Non-Interest Expense	147.8	141.34	136.53	130.28	124.46
EBT Excluding Unusual Items	107.93	88.61	112.64	140.73	135.17
Legal Settlements	-	-	1.94	-	0.33
Pretax Income	107.93	88.61	114.58	140.73	135.49
Income Tax Expense	31.84	26.4	34.54	39.33	36.82
Net Income	76.09	62.2	80.04	101.39	98.68
Preferred Dividends & Other Adjustments	-	0.5	0.51	0.56	0.67
Net Income to Common	76.09	61.7	79.54	100.84	98.01
Net Income Growth	22.33%	-22.29%	-21.06%	2.75%	133.85%
Basic Shares Outstanding	30	30	30	30	30
Diluted Shares Outstanding	30	30	30	30	30
Shares Change (YoY)	-0.20%	-0.75%	-0.20%	-0.26%	0.63%
EPS (Basic)	2.55	2.06	2.63	3.33	3.22
EPS (Diluted)	2.51	2.05	2.62	3.32	3.22
EPS Growth	22.44%	-21.76%	-21.08%	3.11%	134.02%
Dividend Per Share	1.080	1.000	1.000	0.940	0.540
Dividend Growth	8.00%	-	6.38%	74.07%	3.85%
Effective Tax Rate	29.50%	29.80%	30.14%	27.95%	27.17%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.