Hanmi Financial Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	62.2	80.04	101.39	98.68
Depreciation & Amortization	9.21	9.25	15.06	16.09
Gain (Loss) on Sale of Assets	-0.82	-3.96	-	-0.05
Gain (Loss) on Sale of Investments	-	1.87	-	0.5
Total Asset Writedown	-	-0.39	0.39	-
Provision for Credit Losses	4.42	4.34	0.84	-24.4
Net Decrease (Increase) in Loans Originated / Sold - Operating	3.41	-0.75	14.76	8.39
Change in Other Net Operating Assets	4.95	-29.73	-25.25	1.65
Operating Cash Flow	53.95	107.8	147.31	93.73
Operating Cash Flow Growth	-49.96%	-26.82%	57.16%	55.69%
Capital Expenditures	-2.62	-2.42	-1.93	-2.72
Sale of Property, Plant and Equipment	2.8	7.23	-	0.05
Investment in Securities	-40.2	7.03	-60.59	-181.74
Net Decrease (Increase) in Loans Originated / Sold - Investing	-69.73	-221.83	-819.8	-264.1
Investing Cash Flow	-107.47	-209.99	-881.51	-447.04
Long-Term Debt Issued	62.5	-	212.5	107.93
Total Debt Issued	62.5	-	212.5	107.93
Long-Term Debt Repaid	-125	-25	-87.3	-25.54
Total Debt Repaid	-125	-25	-87.3	-25.54
Net Debt Issued (Repaid)	-62.5	-25	125.2	82.39
Issuance of Common Stock	0.58	-	0.02	-
Repurchase of Common Stock	-6.9	-4.87	-0.73	-6.71
Common Dividends Paid	-30.38	-30.54	-28.64	-16.51
Net Increase (Decrease) in Deposit Accounts	155.2	112.5	381.8	511.26
Financing Cash Flow	56	52.1	477.65	570.43
Net Cash Flow	2.48	-50.1	-256.54	217.12
Free Cash Flow	51.33	105.38	145.38	91.01
Free Cash Flow Growth	-51.30%	-27.52%	59.75%	63.06%
Free Cash Flow Margin	22.32%	42.29%	53.64%	35.05%
Free Cash Flow Per Share	1.71	3.47	4.78	2.99
Cash Interest Paid	200.49	116.54	29.54	25.03
Cash Income Tax Paid	41.67	16.54	12.73	31.4

Source: S&P Global Market Intelligence. Banks template. Financial Sources.