Germany · Delayed Price · Currency is EUR Horace Mann Educators Statistics
Total Valuation
FRA:HM9 has a market cap or net worth of EUR 1.58 billion. The enterprise value is 2.27 billion.
| Market Cap | 1.58B |
| Enterprise Value | 2.27B |
Important Dates
The last earnings date was Tuesday, November 4, 2025.
| Earnings Date | Nov 4, 2025 |
| Ex-Dividend Date | Sep 16, 2025 |
Share Statistics
| Current Share Class | 40.68M |
| Shares Outstanding | n/a |
| Shares Change (YoY) | +0.24% |
| Shares Change (QoQ) | n/a |
| Owned by Insiders (%) | 0.56% |
| Owned by Institutions (%) | 101.84% |
| Float | 40.43M |
Valuation Ratios
The trailing PE ratio is 11.32 and the forward PE ratio is 10.07.
| PE Ratio | 11.32 |
| Forward PE | 10.07 |
| PS Ratio | 1.11 |
| PB Ratio | 1.29 |
| P/TBV Ratio | 1.50 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | 3.01 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | 16.21 |
| EV / Sales | 1.57 |
| EV / EBITDA | 9.91 |
| EV / EBIT | 11.04 |
| EV / FCF | n/a |
Financial Position
The company has a current ratio of 3.27, with a Debt / Equity ratio of 0.58.
| Current Ratio | 3.27 |
| Quick Ratio | 0.24 |
| Debt / Equity | 0.58 |
| Debt / EBITDA | 3.17 |
| Debt / FCF | n/a |
| Interest Coverage | 6.84 |
Financial Efficiency
Return on equity (ROE) is 12.03% and return on invested capital (ROIC) is 7.17%.
| Return on Equity (ROE) | 12.03% |
| Return on Assets (ROA) | 0.99% |
| Return on Invested Capital (ROIC) | 7.17% |
| Return on Capital Employed (ROCE) | 1.65% |
| Revenue Per Employee | 816,065 |
| Profits Per Employee | 79,921 |
| Employee Count | 1,750 |
| Asset Turnover | 0.11 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, FRA:HM9 has paid 33.84 million in taxes.
| Income Tax | 33.84M |
| Effective Tax Rate | 19.48% |
Stock Price Statistics
The stock price has increased by +2.09% in the last 52 weeks.
| Beta (5Y) | n/a |
| 52-Week Price Change | +2.09% |
| 50-Day Moving Average | 38.35 |
| 200-Day Moving Average | 37.52 |
| Relative Strength Index (RSI) | 51.36 |
| Average Volume (20 Days) | 1 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | 2.25 |
Income Statement
In the last 12 months, FRA:HM9 had revenue of EUR 1.43 billion and earned 139.86 million in profits. Earnings per share was 3.37.
| Revenue | 1.43B |
| Gross Profit | 538.82M |
| Operating Income | 203.44M |
| Pretax Income | 173.70M |
| Net Income | 139.86M |
| EBITDA | 226.80M |
| EBIT | 203.44M |
| Earnings Per Share (EPS) | 3.37 |
Balance Sheet
The company has 208.64 million in cash and 718.40 million in debt, giving a net cash position of -678.60 million.
| Cash & Cash Equivalents | 208.64M |
| Total Debt | 718.40M |
| Net Cash | -678.60M |
| Net Cash Per Share | n/a |
| Equity (Book Value) | 1.23B |
| Book Value Per Share | 30.10 |
| Working Capital | 1.97B |
Cash Flow
| Operating Cash Flow | 525.70M |
| Capital Expenditures | n/a |
| Free Cash Flow | n/a |
| FCF Per Share | n/a |
Margins
Gross margin is 37.73%, with operating and profit margins of 14.25% and 9.79%.
| Gross Margin | 37.73% |
| Operating Margin | 14.25% |
| Pretax Margin | 12.16% |
| Profit Margin | 9.79% |
| EBITDA Margin | 15.88% |
| EBIT Margin | 14.25% |
| FCF Margin | n/a |
Dividends & Yields
This stock pays an annual dividend of 1.25, which amounts to a dividend yield of 3.18%.
| Dividend Per Share | 1.25 |
| Dividend Yield | 3.18% |
| Dividend Growth (YoY) | 0.76% |
| Years of Dividend Growth | 6 |
| Payout Ratio | 34.55% |
| Buyback Yield | -0.24% |
| Shareholder Yield | 2.94% |
| Earnings Yield | 8.84% |
| FCF Yield | n/a |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 5 |