Germany
· Delayed Price · Currency is EUR Horace Mann Educators Statistics
Total Valuation
FRA:HM9 has a market cap or net worth of EUR 1.49 billion. The enterprise value is 1.94 billion.
| Market Cap | 1.49B |
| Enterprise Value | 1.94B |
Important Dates
The next estimated earnings date is Tuesday, August 5, 2025.
| Earnings Date | Aug 5, 2025 |
| Ex-Dividend Date | Jun 16, 2025 |
Share Statistics
| Current Share Class | 40.78M |
| Shares Outstanding | n/a |
| Shares Change (YoY) | +0.24% |
| Shares Change (QoQ) | +0.24% |
| Owned by Insiders (%) | n/a |
| Owned by Institutions (%) | n/a |
| Float | 40.55M |
Valuation Ratios
The trailing PE ratio is 14.09 and the forward PE ratio is 10.41.
| PE Ratio | 14.09 |
| Forward PE | 10.41 |
| PS Ratio | 0.99 |
| PB Ratio | 1.20 |
| P/TBV Ratio | 1.42 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | 3.11 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | 18.27 |
| EV / Sales | 1.39 |
| EV / EBITDA | 11.08 |
| EV / EBIT | 12.74 |
| EV / FCF | n/a |
Financial Position
The company has a current ratio of 3.02, with a Debt / Equity ratio of 0.41.
| Current Ratio | 3.02 |
| Quick Ratio | 0.16 |
| Debt / Equity | 0.41 |
| Debt / EBITDA | 2.67 |
| Debt / FCF | n/a |
| Interest Coverage | 5.11 |
Financial Efficiency
Return on equity (ROE) is 8.97% and return on invested capital (ROIC) is 6.01%.
| Return on Equity (ROE) | 8.97% |
| Return on Assets (ROA) | 0.78% |
| Return on Invested Capital (ROIC) | 6.01% |
| Return on Capital Employed (ROCE) | 1.33% |
| Revenue Per Employee | 859,431 |
| Profits Per Employee | 60,535 |
| Employee Count | 1,750 |
| Asset Turnover | 0.11 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, FRA:HM9 has paid 26.46 million in taxes.
| Income Tax | 26.46M |
| Effective Tax Rate | 19.99% |
Stock Price Statistics
The stock price has increased by +19.87% in the last 52 weeks.
| Beta (5Y) | n/a |
| 52-Week Price Change | +19.87% |
| 50-Day Moving Average | 36.85 |
| 200-Day Moving Average | 36.22 |
| Relative Strength Index (RSI) | 43.71 |
| Average Volume (20 Days) | n/a |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | 2.08 |
Income Statement
In the last 12 months, FRA:HM9 had revenue of EUR 1.50 billion and earned 105.94 million in profits. Earnings per share was 2.55.
| Revenue | 1.50B |
| Gross Profit | 503.49M |
| Operating Income | 164.59M |
| Pretax Income | 132.40M |
| Net Income | 105.94M |
| EBITDA | 189.39M |
| EBIT | 164.59M |
| Earnings Per Share (EPS) | 2.55 |
Balance Sheet
The company has 143.41 million in cash and 506.27 million in debt, giving a net cash position of -479.44 million.
| Cash & Cash Equivalents | 143.41M |
| Total Debt | 506.27M |
| Net Cash | -479.44M |
| Net Cash Per Share | n/a |
| Equity (Book Value) | 1.24B |
| Book Value Per Share | 30.34 |
| Working Capital | 1.85B |
Cash Flow
| Operating Cash Flow | 479.62M |
| Capital Expenditures | n/a |
| Free Cash Flow | n/a |
| FCF Per Share | n/a |
Margins
Gross margin is 33.48%, with operating and profit margins of 10.94% and 7.04%.
| Gross Margin | 33.48% |
| Operating Margin | 10.94% |
| Pretax Margin | 8.80% |
| Profit Margin | 7.04% |
| EBITDA Margin | 12.59% |
| EBIT Margin | 10.94% |
| FCF Margin | n/a |
Dividends & Yields
This stock pays an annual dividend of 1.26, which amounts to a dividend yield of 3.49%.
| Dividend Per Share | 1.26 |
| Dividend Yield | 3.49% |
| Dividend Growth (YoY) | 1.46% |
| Years of Dividend Growth | 6 |
| Payout Ratio | 48.82% |
| Buyback Yield | -0.24% |
| Shareholder Yield | 3.25% |
| Earnings Yield | 7.10% |
| FCF Yield | n/a |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 6 |