Humana Inc. (FRA:HUM)

Humana Statistics

Total Valuation

Humana has a market cap or net worth of EUR 19.43 billion. The enterprise value is 27.20 billion.

Market Cap	19.43B
Enterprise Value	27.20B

Important Dates

The last earnings date was Wednesday, February 11, 2026.

Earnings Date	Feb 11, 2026
Ex-Dividend Date	Dec 26, 2025

Share Statistics

Current Share Class	120.60M
Shares Outstanding	n/a
Shares Change (YoY)	-0.04%
Shares Change (QoQ)	-0.34%
Owned by Insiders (%)	0.11%
Owned by Institutions (%)	102.16%
Float	120.30M

Valuation Ratios

The trailing PE ratio is 19.20 and the forward PE ratio is 20.12.

PE Ratio	19.20
Forward PE	20.12
PS Ratio	0.18
PB Ratio	1.29
P/TBV Ratio	3.33
P/FCF Ratio	60.84
P/OCF Ratio	24.77
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 8.75, with an EV/FCF ratio of 85.16.

EV / Earnings	26.88
EV / Sales	0.25
EV / EBITDA	8.75
EV / EBIT	10.08
EV / FCF	85.16

Financial Position

The company has a current ratio of 2.00, with a Debt / Equity ratio of 0.75.

Current Ratio	2.00
Quick Ratio	1.53
Debt / Equity	0.75
Debt / EBITDA	3.53
Debt / FCF	35.39
Interest Coverage	5.20

Financial Efficiency

Return on equity (ROE) is 7.04% and return on invested capital (ROIC) is 7.23%.

Return on Equity (ROE)	7.04%
Return on Assets (ROA)	4.30%
Return on Invested Capital (ROIC)	7.23%
Return on Capital Employed (ROCE)	10.08%
Weighted Average Cost of Capital (WACC)	n/a
Revenue Per Employee	1.65M
Profits Per Employee	15,088
Employee Count	65,680
Asset Turnover	2.72
Inventory Turnover	n/a

Taxes

In the past 12 months, Humana has paid 212.93 million in taxes.

Income Tax	212.93M
Effective Tax Rate	17.21%

Stock Price Statistics

The stock price has decreased by -34.37% in the last 52 weeks.

Beta (5Y)	n/a
52-Week Price Change	-34.37%
50-Day Moving Average	201.76
200-Day Moving Average	215.66
Relative Strength Index (RSI)	36.20
Average Volume (20 Days)	28

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	3.02

Income Statement

In the last 12 months, Humana had revenue of EUR 110.43 billion and earned 1.01 billion in profits. Earnings per share was 8.38.

Revenue	110.43B
Gross Profit	16.06B
Operating Income	2.79B
Pretax Income	1.24B
Net Income	1.01B
EBITDA	3.04B
EBIT	2.79B
Earnings Per Share (EPS)	8.38

Balance Sheet

The company has 16.95 billion in cash and 11.30 billion in debt, with a net cash position of -7.72 billion.

Cash & Cash Equivalents	16.95B
Total Debt	11.30B
Net Cash	-7.72B
Net Cash Per Share	n/a
Equity (Book Value)	15.11B
Book Value Per Share	124.71
Working Capital	13.96B

Cash Flow

In the last 12 months, operating cash flow was 784.42 million and capital expenditures -465.03 million, giving a free cash flow of 319.39 million.

Operating Cash Flow	784.42M
Capital Expenditures	-465.03M
Free Cash Flow	319.39M
FCF Per Share	n/a

Margins

Gross margin is 14.54%, with operating and profit margins of 2.53% and 0.92%.

Gross Margin	14.54%
Operating Margin	2.53%
Pretax Margin	1.12%
Profit Margin	0.92%
EBITDA Margin	2.75%
EBIT Margin	2.53%
FCF Margin	0.29%

Dividends & Yields

This stock pays an annual dividend of 3.09, which amounts to a dividend yield of 1.92%.

Dividend Per Share	3.09
Dividend Yield	1.92%
Dividend Growth (YoY)	-6.21%
Years of Dividend Growth	n/a
Payout Ratio	36.20%
Buyback Yield	0.04%
Shareholder Yield	1.96%
Earnings Yield	5.21%
FCF Yield	1.64%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	5