Humana Inc. (FRA:HUM)

Humana Statistics

Total Valuation

Humana has a market cap or net worth of EUR 25.06 billion. The enterprise value is 31.62 billion.

Market Cap	25.06B
Enterprise Value	31.62B

Important Dates

The last earnings date was Wednesday, November 5, 2025.

Earnings Date	Nov 5, 2025
Ex-Dividend Date	Sep 26, 2025

Share Statistics

Current Share Class	120.27M
Shares Outstanding	n/a
Shares Change (YoY)	-0.55%
Shares Change (QoQ)	n/a
Owned by Insiders (%)	0.10%
Owned by Institutions (%)	97.34%
Float	120.05M

Valuation Ratios

The trailing PE ratio is 22.78 and the forward PE ratio is 17.49.

PE Ratio	22.78
Forward PE	17.49
PS Ratio	0.23
PB Ratio	1.58
P/TBV Ratio	3.83
P/FCF Ratio	19.01
P/OCF Ratio	14.38
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 9.34, with an EV/FCF ratio of 23.98.

EV / Earnings	28.73
EV / Sales	0.29
EV / EBITDA	9.34
EV / EBIT	10.42
EV / FCF	23.98

Financial Position

The company has a current ratio of 2.02, with a Debt / Equity ratio of 0.70.

Current Ratio	2.02
Quick Ratio	1.53
Debt / Equity	0.70
Debt / EBITDA	3.19
Debt / FCF	8.37
Interest Coverage	5.63

Financial Efficiency

Return on equity (ROE) is 7.16% and return on invested capital (ROIC) is 7.30%.

Return on Equity (ROE)	7.16%
Return on Assets (ROA)	4.58%
Return on Invested Capital (ROIC)	7.30%
Return on Capital Employed (ROCE)	10.89%
Revenue Per Employee	1.64M
Profits Per Employee	16,753
Employee Count	65,680
Asset Turnover	2.53
Inventory Turnover	n/a

Taxes

In the past 12 months, Humana has paid 241.20 million in taxes.

Income Tax	241.20M
Effective Tax Rate	17.92%

Stock Price Statistics

The stock price has decreased by -24.82% in the last 52 weeks.

Beta (5Y)	n/a
52-Week Price Change	-24.82%
50-Day Moving Average	225.71
200-Day Moving Average	225.71
Relative Strength Index (RSI)	43.64
Average Volume (20 Days)	19

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	2.24

Income Statement

In the last 12 months, Humana had revenue of EUR 107.70 billion and earned 1.10 billion in profits. Earnings per share was 9.10.

Revenue	107.70B
Gross Profit	16.10B
Operating Income	3.11B
Pretax Income	1.35B
Net Income	1.10B
EBITDA	3.29B
EBIT	3.11B
Earnings Per Share (EPS)	9.10

Balance Sheet

The company has 18.86 billion in cash and 11.04 billion in debt, giving a net cash position of -6.44 billion.

Cash & Cash Equivalents	18.86B
Total Debt	11.04B
Net Cash	-6.44B
Net Cash Per Share	n/a
Equity (Book Value)	15.84B
Book Value Per Share	131.25
Working Capital	14.12B

Cash Flow

In the last 12 months, operating cash flow was 1.74 billion and capital expenditures -424.45 million, giving a free cash flow of 1.32 billion.

Operating Cash Flow	1.74B
Capital Expenditures	-424.45M
Free Cash Flow	1.32B
FCF Per Share	n/a

Margins

Gross margin is 14.95%, with operating and profit margins of 2.89% and 1.02%.

Gross Margin	14.95%
Operating Margin	2.89%
Pretax Margin	1.25%
Profit Margin	1.02%
EBITDA Margin	3.06%
EBIT Margin	2.89%
FCF Margin	1.22%

Dividends & Yields

This stock pays an annual dividend of 3.19, which amounts to a dividend yield of 1.51%.

Dividend Per Share	3.19
Dividend Yield	1.51%
Dividend Growth (YoY)	-1.40%
Years of Dividend Growth	8
Payout Ratio	33.23%
Buyback Yield	0.55%
Shareholder Yield	2.06%
Earnings Yield	4.39%
FCF Yield	5.26%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	6