FVCBankcorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	118.4	106.67	98.37	73.62	63.97
Interest Income on Investments	-	6.64	8.24	7.06	4.45
Total Interest Income	118.4	113.31	106.62	80.68	68.43
Interest Paid on Deposits	54.63	53.21	47.35	12.47	7.6
Interest Paid on Borrowings	-	4.52	4.87	2.97	2.88
Total Interest Expense	54.63	57.72	52.22	15.44	10.48
Net Interest Income	63.77	55.59	54.4	65.24	57.95
Net Interest Income Growth (YoY)	14.71%	2.19%	-16.63%	12.59%	10.12%
Gain (Loss) on Sale of Investments	-	-	-15.58	-	-
Gain (Loss) on Sale of Equity Investments	1.25	0.38	-1.11	-0.03	1.46
Other Non-Interest Income	1.14	1.03	2.29	1.91	1.81
Total Non-Interest Income	3.64	2.53	-13.37	2.83	4.3
Non-Interest Income Growth (YoY)	43.53%	-	-	-34.12%	48.81%
Revenues Before Loan Losses	67.41	58.12	41.03	68.08	62.25
Provision for Loan Losses	1.59	0.01	0.13	2.63	-0.5
Revenue	65.82	58.12	40.89	65.45	62.75
Revenue Growth (YoY)	13.25%	42.12%	-37.52%	4.30%	24.27%
Salaries and Employee Benefits	20.13	17.96	19.04	19.13	17.97
Occupancy Expenses	-	0.45	0.62	0.69	1.66
Federal Deposit Insurance	-	1.32	1.43	0.62	0.77
Amortization of Goodwill & Intangibles	-	0.17	0.21	0.26	0.31
Selling, General & Administrative	8.94	9.68	9.23	9.06	7.2
Other Non-Interest Expense	8.5	6.24	5.67	4.58	5.42
Total Non-Interest Expense	37.57	35.82	36.21	34.34	33.1
EBT Excluding Unusual Items	28.25	22.3	4.69	31.11	29.65
Pretax Income	28.25	22.3	4.23	30.99	28.21
Income Tax Expense	6.19	7.23	0.41	6.01	6.28
Net Income	22.06	15.06	3.82	24.98	21.93
Net Income to Common	22.06	15.06	3.82	24.98	21.93
Net Income Growth	46.42%	294.14%	-84.70%	13.91%	41.49%
Basic Shares Outstanding	18	18	18	17	17
Diluted Shares Outstanding	18	18	18	18	18
Shares Change (YoY)	-0.74%	0.91%	-1.37%	1.41%	3.17%
EPS (Basic)	1.22	0.83	0.22	1.43	1.29
EPS (Diluted)	1.21	0.82	0.21	1.35	1.20
EPS Growth	47.56%	290.48%	-84.44%	12.50%	36.36%
Dividend Per Share	0.180	-	-	-	-
Effective Tax Rate	21.91%	32.44%	9.69%	19.38%	22.25%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.