FVCBankcorp Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	5.68	8.16	8.04	7.25	24.61
Investment Securities	121.95	109.13	80.32	106.51	246.19
Trading Asset Securities	-	3.54	2.85	4.26	6.05
Mortgage-Backed Securities	153.42	130.4	144.02	246.12	328.03
Total Investments	275.37	243.07	227.19	356.89	580.27
Gross Loans	1,941	1,870	1,829	1,841	1,507
Allowance for Loan Losses	-18.89	-18.13	-18.87	-16.04	-13.83
Other Adjustments to Gross Loans	-	-	-	-0.26	-3.54
Net Loans	1,922	1,852	1,810	1,824	1,490
Property, Plant & Equipment	0.69	7.98	9.39	10.9	11.75
Goodwill	-	7.16	7.16	7.16	7.16
Other Intangible Assets	7.3	0.26	0.43	0.63	0.9
Accrued Interest Receivable	-	10.32	10.32	9.44	8.07
Other Current Assets	-	3.41	3.51	3.27	1.39
Long-Term Deferred Tax Assets	-	13.27	14.82	18.53	8.63
Other Long-Term Assets	80.82	49.23	94.25	94.76	68.27
Total Assets	2,292	2,199	2,191	2,344	2,203
Accrued Expenses	-	10.11	8.42	11.29	45.45
Interest Bearing Deposits	1,634	1,340	1,284	1,232	1,213
Institutional Deposits	-	165.35	164.9	159.5	89.7
Non-Interest Bearing Deposits	363.23	365.67	396.72	438.27	581.29
Total Deposits	1,997	1,871	1,845	1,830	1,884
Short-Term Borrowings	-	53.54	87.85	269.26	31.05
Current Portion of Leases	-	1.74	-	-	-
Accrued Interest Payable	-	2.51	2.42	1.27	1.03
Long-Term Debt	18.75	18.7	19.62	19.57	20.71
Long-Term Leases	-	5.9	9.24	10.39	11.11
Other Long-Term Liabilities	22.63	0.51	0.6	-	-
Total Liabilities	2,039	1,964	1,973	2,142	1,993
Common Stock	253.6	0.18	0.18	0.18	0.14
Additional Paid-In Capital	-	127.47	125.21	123.89	121.8
Retained Earnings	-	130.97	115.89	114.89	89.9
Comprehensive Income & Other	-	-23.27	-24.16	-36.57	-2.04
Shareholders' Equity	253.6	235.35	217.12	202.38	209.8
Total Liabilities & Equity	2,292	2,199	2,191	2,344	2,203
Total Debt	18.75	79.87	116.71	299.22	62.87
Net Cash (Debt)	108.88	14.62	-53.34	-213.41	184.14
Net Cash Growth	644.89%	-	-	-	207.64%
Net Cash Per Share	5.96	0.79	-2.93	-11.55	10.10
Filing Date Shares Outstanding	17.92	18.38	17.88	17.67	17.41
Total Common Shares Outstanding	17.92	18.2	17.81	17.48	17.16
Book Value Per Share	14.15	12.93	12.19	11.58	12.23
Tangible Book Value	246.31	227.93	209.53	194.59	201.74
Tangible Book Value Per Share	13.75	12.52	11.77	11.14	11.76

Source: S&P Global Market Intelligence. Banks template. Financial Sources.