FVCBankcorp Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	15.06	3.82	24.98	21.93
Depreciation & Amortization	0.45	0.6	0.69	0.86
Other Amortization	0.06	0.06	0.06	0.49
Gain (Loss) on Sale of Assets	-	-	-	-0.24
Gain (Loss) on Sale of Investments	0.24	16.17	0.64	0.53
Provision for Credit Losses	0.01	0.13	2.63	-0.5
Accrued Interest Receivable	2.51	-0.02	-9.09	9.48
Other Operating Activities	-0.62	-2.67	-3.25	-7.72
Operating Cash Flow	18.23	16.27	22.39	19.45
Operating Cash Flow Growth	12.07%	-27.35%	15.16%	30.81%
Capital Expenditures	-0.14	-0.21	-0.17	-0.49
Investment in Securities	-16.73	129.54	131.96	-316.04
Income (Loss) Equity Investments	-0.38	1.11	-	-
Net Decrease (Increase) in Loans Originated / Sold - Investing	-41.13	13.78	-334.43	-32.11
Other Investing Activities	49.08	6.12	-23.2	0.19
Investing Cash Flow	-8.92	149.23	-225.83	-344.34
Short-Term Debt Issued	-	-	240	-
Total Debt Issued	-	-	240	-
Short-Term Debt Repaid	-35	-180	-	-
Long-Term Debt Repaid	-0.98	-	-1.25	-23.81
Total Debt Repaid	-35.98	-180	-1.25	-23.81
Net Debt Issued (Repaid)	-35.98	-180	238.75	-23.81
Issuance of Common Stock	1.66	1.74	1.67	1.22
Repurchase of Common Stock	-0.18	-1.57	-0.73	-
Net Increase (Decrease) in Deposit Accounts	25.31	15.12	-53.61	351.26
Financing Cash Flow	-9.19	-164.71	186.08	328.67
Net Cash Flow	0.12	0.79	-17.36	3.78
Free Cash Flow	18.09	16.06	22.23	18.96
Free Cash Flow Growth	12.67%	-27.76%	17.23%	30.65%
Free Cash Flow Margin	31.13%	39.27%	33.96%	30.22%
Free Cash Flow Per Share	0.98	0.88	1.20	1.04
Cash Interest Paid	57.57	51.02	15.14	9.36
Cash Income Tax Paid	5.58	2.36	6.07	4.74

Source: S&P Global Market Intelligence. Banks template. Financial Sources.