International Bancshares Corporation (FRA:IB4)
Germany flag Germany · Delayed Price · Currency is EUR
57.00
+0.50 (0.88%)
At close: Nov 28, 2025

International Bancshares Statistics

Total Valuation

FRA:IB4 has a market cap or net worth of EUR 3.58 billion.

Market Cap3.58B
Enterprise Value n/a

Important Dates

The last earnings date was Wednesday, November 19, 2025.

Earnings Date Nov 19, 2025
Ex-Dividend Date Aug 15, 2025

Share Statistics

Current Share Class 62.16M
Shares Outstanding n/a
Shares Change (YoY) +0.01%
Shares Change (QoQ) +0.02%
Owned by Insiders (%) 9.66%
Owned by Institutions (%) 73.25%
Float 55.57M

Valuation Ratios

The trailing PE ratio is 9.99.

PE Ratio 9.99
Forward PE n/a
PS Ratio 5.11
PB Ratio 1.34
P/TBV Ratio 1.48
P/FCF Ratio 9.27
P/OCF Ratio 9.02
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings n/a
EV / Sales n/a
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF 1.73
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 14.31%.

Return on Equity (ROE) 14.31%
Return on Assets (ROA) 2.59%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Revenue Per Employee 315,472
Profits Per Employee 161,435
Employee Count2,336
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, FRA:IB4 has paid 82.44 million in taxes.

Income Tax 82.44M
Effective Tax Rate 18.70%

Stock Price Statistics

The stock price has decreased by -14.93% in the last 52 weeks.

Beta (5Y) n/a
52-Week Price Change -14.93%
50-Day Moving Average 57.24
200-Day Moving Average 57.09
Relative Strength Index (RSI) 48.88
Average Volume (20 Days) n/a

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) 5.43

Income Statement

In the last 12 months, FRA:IB4 had revenue of EUR 700.35 million and earned 358.39 million in profits. Earnings per share was 5.76.

Revenue700.35M
Gross Profit 700.35M
Operating Income 449.20M
Pretax Income 440.83M
Net Income 358.39M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) 5.76
Full Income Statement

Balance Sheet

The company has 502.28 million in cash and 667.89 million in debt, giving a net cash position of -165.61 million.

Cash & Cash Equivalents 502.28M
Total Debt 667.89M
Net Cash -165.61M
Net Cash Per Share n/a
Equity (Book Value) 2.67B
Book Value Per Share 42.88
Working Capital -10.61B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 397.17 million and capital expenditures -10.68 million, giving a free cash flow of 386.49 million.

Operating Cash Flow 397.17M
Capital Expenditures -10.68M
Free Cash Flow 386.49M
FCF Per Share n/a
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 64.14%
Pretax Margin 62.94%
Profit Margin 51.17%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin 55.19%

Dividends & Yields

This stock pays an annual dividend of 1.27, which amounts to a dividend yield of 2.25%.

Dividend Per Share 1.27
Dividend Yield 2.25%
Dividend Growth (YoY) 4.34%
Years of Dividend Growth 14
Payout Ratio 20.70%
Buyback Yield -0.01%
Shareholder Yield 2.24%
Earnings Yield 10.01%
FCF Yield 10.79%
Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

Altman Z-Score n/a
Piotroski F-Score 4