FRA:ICK Balance Sheet

Financials in millions CNY. Fiscal year is January - December.

Millions CNY. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	2,044,310	1,192,752	1,622,515	1,176,997	629,505	925,910
Investment Securities	16,214,570	15,048,342	12,933,727	11,313,193	9,931,571	9,344,817
Trading Asset Securities	1,109,589	804,561	447,139	413,253	346,475	391,409
Total Investments	17,324,159	15,852,903	13,380,866	11,726,446	10,278,046	9,736,226
Gross Loans	29,634,937	28,372,229	26,086,482	23,210,376	20,667,245	18,624,308
Allowance for Loan Losses	-	-815,072	-756,001	-672,224	-603,764	-530,300
Net Loans	29,634,937	27,557,157	25,330,481	22,538,152	20,063,481	18,094,008
Property, Plant & Equipment	298,066	326,375	326,850	326,650	321,958	320,031
Goodwill	-	19,165	8,967	8,799	8,169	8,586
Other Intangible Assets	-	13,960	14,438	14,935	15,593	16,225
Accrued Interest Receivable	-	89,753	83,798	78,082	66,747	65,204
Other Receivables	1,216,402	492,305	512,951	598,433	599,068	840,788
Restricted Cash	1,387,757	2,634,893	2,832,799	2,647,750	2,459,402	2,601,657
Other Current Assets	-	210,104	147,264	131,773	275,481	287,307
Long-Term Deferred Tax Assets	110,281	90,047	104,669	101,117	79,259	67,713
Other Real Estate Owned & Foreclosed	-	3,212	3,386	3,405	6,211	7,357
Other Long-Term Assets	797,509	339,120	328,095	257,607	368,463	374,046
Total Assets	52,813,421	48,821,746	44,697,079	39,610,146	35,171,383	33,345,058
Accrued Expenses	-	61,243	60,709	57,775	49,205	40,402
Interest Bearing Deposits	28,255,108	37,932,813	35,465,435	31,759,941	28,139,670	26,944,859
Non-Interest Bearing Deposits	14,048,997	774,778	742,573	693,281	660,872	571,470
Total Deposits	42,304,105	38,707,591	36,208,008	32,453,222	28,800,542	27,516,329
Short-Term Borrowings	2,294,063	2,291,778	1,622,830	1,193,939	926,620	903,023
Current Portion of Long-Term Debt	161,864	169,622	231,374	144,743	37,363	52,979
Current Portion of Leases	-	6,741	8,073	8,923	8,315	8,090
Current Income Taxes Payable	34,211	31,880	63,322	85,581	92,443	89,785
Accrued Interest Payable	497,009	595,338	539,749	457,622	363,263	269,716
Long-Term Debt	2,354,508	2,040,523	1,377,140	912,965	813,225	812,889
Long-Term Leases	-	14,242	16,776	19,706	20,025	21,735
Pension & Post-Retirement Benefits	-	7	12	19	32	490
Long-Term Deferred Tax Liabilities	7,242	4,278	3,930	3,950	5,624	2,881
Other Long-Term Liabilities	966,636	911,237	788,568	756,282	779,468	717,224
Total Liabilities	48,619,638	44,834,480	40,920,491	36,094,727	31,896,125	30,435,543
Preferred Stock, Convertible	114,927	134,614	134,614	134,614	134,614	-
Total Preferred Equity	114,927	134,614	134,614	134,614	134,614	-
Common Stock	356,407	356,407	356,407	356,407	356,407	356,407
Retained Earnings	2,216,206	3,093,267	2,902,063	2,660,953	2,416,763	1,833,469
Comprehensive Income & Other	1,480,887	385,553	363,803	344,135	349,971	703,626
Total Common Equity	4,053,500	3,835,227	3,622,273	3,361,495	3,123,141	2,893,502
Minority Interest	25,356	17,425	19,701	19,310	17,503	16,013
Shareholders' Equity	4,193,783	3,987,266	3,776,588	3,515,419	3,275,258	2,909,515
Total Liabilities & Equity	52,813,421	48,821,746	44,697,079	39,610,146	35,171,383	33,345,058
Total Debt	4,810,435	4,522,906	3,256,193	2,280,276	1,805,548	1,798,716
Net Cash (Debt)	-995,784	-1,094,197	226,641	369,700	70,139	507,727
Net Cash Growth	-	-	-38.70%	427.10%	-86.19%	61.03%
Net Cash Per Share	-2.82	-3.07	0.64	1.04	0.20	1.42
Filing Date Shares Outstanding	356,406	356,406	356,406	356,406	356,406	356,406
Total Common Shares Outstanding	356,406	356,406	356,406	356,406	356,406	356,406
Book Value Per Share	10.73	10.23	9.55	8.82	8.15	8.12
Tangible Book Value	4,053,500	3,802,102	3,598,868	3,337,761	3,099,379	2,868,691
Tangible Book Value Per Share	10.73	10.14	9.48	8.75	8.08	8.05

Source: S&P Global Market Intelligence. Banks template. Financial Sources.