FRA:ICKB Ratios and Metrics

Market cap in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Feb '26 Feb 20, 2026	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Market Capitalization	295,990	303,124	202,824	200,613	215,849	214,496
Market Cap Growth	-0.70%	49.45%	1.10%	-7.06%	0.63%	-18.28%
Last Close Price	13.70	11.68	7.24	7.46	7.21	7.00
PE Ratio	7.03	6.53	4.56	4.27	4.60	5.58
PS Ratio	3.66	3.47	2.42	2.23	2.37	2.85
PB Ratio	0.59	0.57	0.42	0.42	0.48	0.59
Debt / Equity Ratio	1.15	1.13	0.86	0.65	0.55	0.62
Net Debt / Equity Ratio	0.24	0.27	-0.06	-0.10	-0.02	-0.17
Net Debt / FCF Ratio	-0.75	-3.25	0.11	0.20	0.08	0.73
Return on Equity (ROE)	9.08%	9.45%	10.01%	10.66%	11.33%	11.34%
Return on Assets (ROA)	0.73%	0.78%	0.87%	0.97%	1.02%	1.00%
Earnings Yield	14.23%	15.97%	22.90%	24.42%	22.34%	18.44%
FCF Yield	-53.78%	-14.71%	-135.14%	-126.80%	-57.15%	-40.87%
Dividend Yield	4.13%	0.35%	0.54%	0.55%	0.56%	0.48%
Payout Ratio	-	33.94%	33.83%	33.05%	29.97%	32.45%
Buyback Yield / Dilution	0.92%	-	-	-	-	-
Total Shareholder Return	5.06%	0.35%	0.54%	0.55%	0.56%	0.48%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.