United Overseas Insurance Limited (FRA:IZB)

United Overseas Insurance Ratios and Metrics

Market cap in millions EUR. Fiscal year is January - December.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Nov 26, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Market Capitalization	311	305	249	277	273	254
Market Cap Growth	2.16%	22.38%	-10.24%	1.53%	7.49%	-9.08%
Enterprise Value	274	240	215	258	244	222
PE Ratio	19.21	14.45	12.41	20.99	15.76	17.05
PS Ratio	3.29	3.46	3.24	4.42	7.94	7.74
PB Ratio	0.99	0.92	0.82	0.95	0.94	0.97
P/FCF Ratio	38.27	109.05	17.00	79.12	104.86	-
P/OCF Ratio	36.97	100.15	16.47	56.71	41.74	16.45
EV/Sales Ratio	2.91	2.73	2.80	4.12	7.10	6.76
EV/EBITDA Ratio	11.18	11.66	8.31	21.57	12.47	11.37
EV/EBIT Ratio	11.72	12.33	8.65	23.22	12.77	11.55
EV/FCF Ratio	33.68	86.01	14.66	73.69	93.73	-
Debt / Equity Ratio	0	0	0	0	0	0.00
Debt / EBITDA Ratio	0.00	0.00	0.00	0.00	0.00	0.04
Debt / FCF Ratio	0.00	0.01	0.00	0.01	0.01	-
Quick Ratio	6.73	9.11	7.31	11.61	1.27	1.00
Current Ratio	9.59	12.04	11.54	23.38	2.01	1.76
Asset Turnover	0.23	0.21	0.19	0.15	0.08	0.08
Return on Equity (ROE)	5.28%	6.54%	6.80%	4.37%	6.09%	5.72%
Return on Assets (ROA)	3.64%	2.89%	3.91%	1.62%	2.83%	3.05%
Return on Capital (ROIC)	4.79%	3.78%	5.26%	2.30%	4.20%	4.59%
Earnings Yield	5.21%	6.92%	8.05%	4.76%	6.35%	5.87%
FCF Yield	2.61%	0.92%	5.88%	1.26%	0.95%	-0.07%
Dividend Yield	2.96%	2.53%	3.07%	2.88%	2.92%	3.02%
Payout Ratio	47.92%	34.88%	35.53%	67.83%	39.10%	43.13%
Total Shareholder Return	2.96%	2.53%	3.07%	2.88%	2.92%	3.02%

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.