United Overseas Insurance Limited (FRA:IZB)

United Overseas Insurance Ratios and Metrics

Market cap in millions EUR. Fiscal year is January - December.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Feb 20, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Market Capitalization	325	311	305	249	277	273
Market Cap Growth	7.32%	2.20%	22.38%	-10.24%	1.53%	7.49%
Enterprise Value	287	274	240	215	258	244
PE Ratio	15.19	14.56	14.45	12.41	20.99	15.76
PS Ratio	3.46	3.32	3.46	3.24	4.42	7.94
PB Ratio	0.94	0.90	0.92	0.82	0.95	0.94
P/FCF Ratio	31.83	30.50	109.05	17.00	79.12	104.86
P/OCF Ratio	30.87	29.59	100.15	16.47	56.71	41.74
EV/Sales Ratio	3.02	2.92	2.73	2.80	4.12	7.10
EV/EBITDA Ratio	10.52	10.16	11.66	8.31	21.57	12.47
EV/EBIT Ratio	10.99	10.61	12.33	8.65	23.22	12.77
EV/FCF Ratio	28.14	26.86	86.01	14.66	73.69	93.73
Debt / EBITDA Ratio	0.00	0.00	0.00	0.00	0.00	0.00
Debt / FCF Ratio	0.00	0.00	0.01	0.00	0.01	0.01
Net Debt / Equity Ratio	-0.11	-0.11	-0.21	-0.15	-0.11	-0.09
Net Debt / EBITDA Ratio	-1.40	-1.40	-3.36	-1.72	-2.58	-1.28
Net Debt / FCF Ratio	-3.69	-3.69	-24.81	-3.04	-8.82	-9.62
Quick Ratio	8.30	8.30	9.11	7.31	11.61	1.27
Current Ratio	10.92	10.92	12.04	11.54	23.38	2.01
Asset Turnover	0.23	0.23	0.21	0.19	0.15	0.08
Return on Equity (ROE)	6.51%	6.51%	6.54%	6.80%	4.37%	6.09%
Return on Assets (ROA)	3.88%	3.88%	2.89%	3.91%	1.62%	2.83%
Return on Invested Capital (ROIC)	7.46%	7.87%	5.31%	7.41%	2.91%	5.45%
Earnings Yield	6.58%	6.87%	6.92%	8.05%	4.76%	6.35%
FCF Yield	3.14%	3.28%	0.92%	5.88%	1.26%	0.95%
Dividend Yield	2.80%	3.54%	2.53%	3.07%	2.88%	2.92%
Payout Ratio	40.71%	40.71%	34.88%	35.53%	67.83%	39.10%
Buyback Yield / Dilution	-0.02%	-0.01%	-	-	-	-
Total Shareholder Return	2.79%	3.53%	2.53%	3.07%	2.88%	2.92%

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.