Bank7 Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	117.51	119.42	109.84	74.4	55.77
Interest Income on Investments	11.25	12.12	11.7	4.35	0.52
Total Interest Income	128.76	131.54	121.54	78.75	56.29
Interest Paid on Deposits	40.89	45.35	39	9.32	3.05
Total Interest Expense	40.89	45.35	39	9.32	3.05
Net Interest Income	87.87	86.2	82.55	69.43	53.24
Net Interest Income Growth (YoY)	1.95%	4.42%	18.90%	30.41%	12.88%
Gain (Loss) on Sale of Investments	-0.01	-0.01	-0.02	-0.13	-
Other Non-Interest Income	7.57	10.29	8.39	2.17	1.7
Total Non-Interest Income	8.5	11.25	9.24	2.94	2.25
Non-Interest Income Growth (YoY)	-24.45%	21.77%	214.46%	30.62%	35.13%
Revenues Before Loan Losses	96.38	97.45	91.79	72.37	55.49
Provision for Loan Losses	0.7	-	21.15	4.47	4.18
Revenue	95.68	97.45	70.64	67.9	51.31
Revenue Growth (YoY)	-1.82%	37.95%	4.04%	32.33%	18.02%
Salaries and Employee Benefits	22.63	18.32	15.22	15.66	10.94
Federal Deposit Insurance	0.81	1.2	1.54	1.34	0.6
Selling, General & Administrative	8.1	9.89	8.92	9.07	6.55
Other Non-Interest Expense	7.36	7.69	7.74	2.57	2.3
Total Non-Interest Expense	38.91	37.1	33.42	28.64	20.4
EBT Excluding Unusual Items	56.77	60.35	37.22	39.26	30.91
Pretax Income	56.77	60.35	37.22	39.26	30.91
Income Tax Expense	13.7	14.66	8.95	9.62	7.76
Net Income	43.07	45.7	28.28	29.64	23.16
Net Income to Common	43.07	45.7	28.28	29.64	23.16
Net Income Growth	-5.75%	61.62%	-4.60%	27.98%	20.21%
Basic Shares Outstanding	9	9	9	9	9
Diluted Shares Outstanding	10	9	9	9	9
Shares Change (YoY)	1.34%	1.98%	0.65%	1.24%	-3.07%
EPS (Basic)	4.56	4.92	3.09	3.26	2.56
EPS (Diluted)	4.50	4.84	3.05	3.22	2.55
EPS Growth	-7.03%	58.69%	-5.28%	26.27%	24.39%
Dividend Per Share	1.020	0.900	0.740	0.520	0.450
Dividend Growth	13.33%	21.62%	42.31%	15.56%	9.76%
Effective Tax Rate	24.13%	24.28%	24.04%	24.50%	25.09%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.