Princeton Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	117.77	108.59	89.28	71	67.35
Interest Income on Investments	12.78	14.36	8.9	3.09	1.93
Total Interest Income	130.55	122.95	98.18	74.08	69.28
Interest Paid on Deposits	54.68	56.41	33.05	6	6.67
Interest Paid on Borrowings	0.06	-	0.12	0.01	0
Total Interest Expense	54.74	56.41	33.16	6	6.67
Net Interest Income	75.82	66.53	65.02	68.08	62.6
Net Interest Income Growth (YoY)	13.95%	2.33%	-4.50%	8.76%	28.15%
Gain (Loss) on Sale of Investments	-	-0.01	0.04	0	0.01
Other Non-Interest Income	8.47	8.16	7.18	4.86	4.66
Total Non-Interest Income	8.47	8.16	7.43	4.86	4.67
Non-Interest Income Growth (YoY)	3.83%	9.83%	52.72%	4.20%	-2.91%
Revenues Before Loan Losses	84.28	74.69	72.44	72.95	67.27
Provision for Loan Losses	6.65	5.11	3.11	0.4	3.63
Revenue	77.63	69.58	69.33	72.55	63.64
Revenue Growth (YoY)	11.57%	0.35%	-4.43%	13.99%	31.41%
Salaries and Employee Benefits	27.78	25.33	22.81	19.96	17.15
Occupancy Expenses	8.73	3.99	3.16	3.07	3.02
Federal Deposit Insurance	1.59	1.15	0.89	1.01	0.79
Amortization of Goodwill & Intangibles	0.86	0.6	0.5	0.57	0.64
Selling, General & Administrative	11.09	14.13	12.55	10.97	9.8
Other Non-Interest Expense	3.87	3.44	2.91	2.65	2.74
Total Non-Interest Expense	53.95	48.96	43.06	38.49	34.45
EBT Excluding Unusual Items	23.68	20.62	26.27	34.05	29.19
Other Unusual Items	-	-	9.7	-	-
Pretax Income	23.68	12.82	30.34	34.05	29.19
Income Tax Expense	5.07	2.57	4.57	7.56	6.7
Net Income	18.61	10.24	25.77	26.49	22.49
Net Income to Common	18.61	10.24	25.77	26.49	22.49
Net Income Growth	81.71%	-60.25%	-2.75%	17.82%	62.87%
Basic Shares Outstanding	7	7	6	6	7
Diluted Shares Outstanding	7	7	6	6	7
Shares Change (YoY)	3.62%	3.62%	-0.93%	-5.36%	-0.79%
EPS (Basic)	2.73	1.57	4.10	4.19	3.37
EPS (Diluted)	2.71	1.55	4.03	4.11	3.30
EPS Growth	74.84%	-61.54%	-1.95%	24.55%	64.18%
Dividend Per Share	1.250	1.200	1.200	1.000	0.660
Dividend Growth	4.17%	-	20.00%	51.52%	65.00%
Effective Tax Rate	21.41%	20.08%	15.07%	22.20%	22.96%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.