Princeton Bancorp Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	135.69	117.35	150.56	53.35	158.72
Investment Securities	39.91	56.79	48.91	48.69	56.51
Mortgage-Backed Securities	140.82	190.55	42.63	34.92	44.86
Total Investments	180.72	247.33	91.55	83.6	101.37
Gross Loans	1,819	1,821	1,550	1,373	1,340
Allowance for Loan Losses	-20.33	-23.66	-18.49	-16.46	-16.62
Other Adjustments to Gross Loans	-2.33	-2.4	-1.8	-2.46	-5.29
Net Loans	1,796	1,795	1,530	1,354	1,319
Property, Plant & Equipment	-	39.71	37.85	27.75	30.51
Goodwill	14.38	14.38	8.85	8.85	8.85
Other Intangible Assets	2.78	3.63	1.42	1.83	2.39
Accrued Interest Receivable	-	7.98	6.09	4.76	4.22
Long-Term Deferred Tax Assets	-	20.28	11.51	7.6	4.51
Other Real Estate Owned & Foreclosed	-	0.3	-	-	0.23
Other Long-Term Assets	153.49	92.17	77.53	58.5	57.1
Total Assets	2,283	2,340	1,916	1,602	1,688
Interest Bearing Deposits	1,433	1,447	1,213	999.24	1,126
Institutional Deposits	256.93	284.27	173.61	83.41	33.74
Non-Interest Bearing Deposits	286.01	300.97	249.28	265.08	286.25
Total Deposits	1,976	2,033	1,636	1,348	1,446
Short-Term Borrowings	-	-	-	10	-
Current Portion of Leases	-	3.72	-	-	-
Accrued Interest Payable	-	15.4	9.16	1.03	1.04
Long-Term Leases	-	19.22	24.28	16.77	18.56
Other Long-Term Liabilities	36.24	7.23	7.1	6.65	5.36
Total Liabilities	2,012	2,078	1,676	1,382	1,471
Common Stock	-	-	-	34.55	34.1
Additional Paid-In Capital	122.95	119.91	98.29	81.29	80.22
Retained Earnings	161.73	151.92	149.41	131.49	111.45
Treasury Stock	-8.71	-0.84	-	-19.45	-10.03
Comprehensive Income & Other	-5.27	-8.94	-7.49	-8.27	0.84
Shareholders' Equity	270.71	262.04	240.21	219.6	216.58
Total Liabilities & Equity	2,283	2,340	1,916	1,602	1,688
Total Debt	-	22.94	24.28	26.77	18.56
Net Cash (Debt)	135.69	94.41	126.28	26.58	140.16
Net Cash Growth	43.73%	-25.24%	375.10%	-81.04%	139.82%
Net Cash Per Share	19.78	14.26	19.76	4.12	20.57
Filing Date Shares Outstanding	6.77	6.92	6.34	6.26	6.49
Total Common Shares Outstanding	6.77	6.88	6.3	6.25	6.48
Book Value Per Share	40.01	38.07	38.13	35.16	33.42
Tangible Book Value	253.56	244.03	229.94	208.92	205.33
Tangible Book Value Per Share	37.47	35.45	36.50	33.45	31.69

Source: S&P Global Market Intelligence. Banks template. Financial Sources.