Kommunalbanken AS Balance Sheet

Financials in millions NOK. Fiscal year is January - December.

Millions NOK. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Long-Term Investments	115,590	139,971	114,344	109,235	112,839	127,108
Trading Asset Securities	13,194	20,133	16,505	16,119	16,047	25,176
Loans & Lease Receivables	372,693	367,495	352,226	324,532	323,672	321,874
Property, Plant & Equipment	-	116	14	21	27	36
Other Intangible Assets	136	153	162	143	140	131
Restricted Cash	-	17,610	29,717	29,506	13,785	18,758
Other Current Assets	30,226	20,177	6,884	10,006	3,532	1,904
Long-Term Deferred Tax Assets	1,603	1,954	2,318	2,881	3,021	3,230
Other Long-Term Assets	137	35	33	7	1	2
Total Assets	533,579	567,644	522,203	492,450	473,064	498,219
Accounts Payable	-	17	16	1	-	1
Accrued Expenses	-	35	40	31	26	25
Short-Term Debt	28,709	71,695	75,055	69,014	57,530	62,257
Current Portion of Long-Term Debt	-	-	-	-	85,331	111,394
Current Portion of Leases	-	9	7	8	7	7
Long-Term Debt	482,305	473,686	425,363	404,450	310,424	304,429
Long-Term Leases	-	93	-	6	15	24
Current Income Taxes Payable	-	-	-	-	581	1,501
Other Current Liabilities	-	23	13	10	37	6
Pension & Post-Retirement Benefits	11	11	25	27	32	37
Other Long-Term Liabilities	121	-	-	-	-	-
Total Liabilities	511,146	545,569	500,519	473,547	453,983	479,681
Common Stock	3,895	3,895	3,895	3,895	3,895	3,895
Retained Earnings	15,054	-	-	-	-	12,251
Comprehensive Income & Other	3,484	18,180	17,789	15,008	15,186	2,392
Shareholders' Equity	22,433	22,075	21,684	18,903	19,081	18,538
Total Liabilities & Equity	533,579	567,644	522,203	492,450	473,064	498,219
Total Debt	511,014	545,483	500,425	473,478	453,307	478,111
Net Cash (Debt)	-497,820	-525,350	-483,920	-457,359	-437,260	-452,935
Net Cash Per Share	-127810.01	-134878.05	-124241.34	-117433.39	-112272.68	-116297.46
Filing Date Shares Outstanding	3.9	3.9	3.9	3.89	3.89	3.89
Total Common Shares Outstanding	3.9	3.9	3.9	3.89	3.89	3.89
Working Capital	387,404	353,636	330,201	311,099	213,524	192,521
Book Value Per Share	5759.44	5667.52	5567.14	4853.61	4899.32	4759.89
Tangible Book Value	22,297	21,922	21,522	18,760	18,941	18,407
Tangible Book Value Per Share	5724.52	5628.24	5525.55	4816.90	4863.37	4726.26

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.