Kommunalbanken AS Ratios and Metrics

Market cap in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 11, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Debt / Equity Ratio	22.21	22.21	24.71	23.08	25.05	23.76
Debt / FCF Ratio	-	-	46.47	-	78.30	-
Net Debt / Equity Ratio	21.58	21.58	23.80	22.32	24.20	22.92
Net Debt / FCF Ratio	-30.35	-30.35	44.75	-57.13	75.63	-384.24
Quick Ratio	14.46	14.46	5.40	4.91	4.93	2.37
Current Ratio	15.31	15.31	5.93	5.40	5.51	2.49
Asset Turnover	0.01	0.01	0.00	0.01	0	0.00
Return on Equity (ROE)	8.41%	8.41%	6.74%	7.06%	-0.32%	6.42%
Return on Assets (ROA)	0.34%	0.34%	0.27%	0.28%	-0.01%	0.25%
Return on Invested Capital (ROIC)	0.36%	0.34%	0.27%	0.28%	-0.04%	0.25%
Payout Ratio	45.46%	45.46%	58.48%	7.05%	-	4.97%
Buyback Yield / Dilution	-	-	-	-0.01%	-	-

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.