Kommunalbanken AS Ratios and Metrics

Market cap in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Feb '26 Feb 20, 2026	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Debt / Equity Ratio	22.78	24.71	23.08	25.05	23.76	25.79
Debt / FCF Ratio	-	46.47	-	78.30	-	-
Net Debt / Equity Ratio	22.19	23.80	22.32	24.20	22.92	24.43
Net Debt / FCF Ratio	-21.52	44.75	-57.13	75.63	-384.24	-21.94
Quick Ratio	13.44	5.40	4.91	4.93	2.37	1.98
Current Ratio	14.49	5.93	5.40	5.51	2.49	2.10
Asset Turnover	0.01	0.00	0.01	0	0.00	0.00
Return on Equity (ROE)	6.96%	6.74%	7.06%	-0.32%	6.42%	6.63%
Return on Assets (ROA)	0.29%	0.27%	0.28%	-0.01%	0.25%	0.24%
Return on Invested Capital (ROIC)	0.28%	0.27%	0.28%	-0.04%	0.25%	0.24%
Payout Ratio	56.00%	58.48%	7.05%	-	4.97%	5.87%
Buyback Yield / Dilution	-	-	-0.01%	-	-	-23.85%

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.