FRA:KIFF Balance Sheet

Financials in millions THB. Fiscal year is January - December.

Millions THB. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	1,209	1,248	1,382	1,000	1,242
Investment Securities	82,089	73,493	98,206	77,516	72,066
Trading Asset Securities	33,460	32,112	24,098	29,241	29,846
Total Investments	115,549	105,605	122,304	106,757	101,913
Gross Loans	331,200	403,731	440,299	418,637	343,984
Allowance for Loan Losses	-	-20,607	-20,668	-18,969	-16,505
Other Adjustments to Gross Loans	-	-35,895	-42,300	-41,189	-37,075
Net Loans	331,200	347,228	377,331	358,478	290,404
Property, Plant & Equipment	7,012	7,381	7,682	7,694	3,822
Goodwill	3,066	3,066	3,066	3,066	3,066
Other Intangible Assets	1,749	1,732	1,708	1,388	1,212
Investments in Real Estate	19.19	19.64	20.04	20.22	21.5
Accrued Interest Receivable	-	8,597	8,317	7,043	9,464
Other Receivables	13,113	13,621	13,423	13,605	17,652
Other Current Assets	-	587.1	568.68	790.81	926.31
Long-Term Deferred Tax Assets	1,461	1,787	1,717	1,432	1,744
Other Real Estate Owned & Foreclosed	6,426	6,984	7,240	5,788	3,982
Other Long-Term Assets	7,290	573.96	568.98	573.87	674.86
Total Assets	488,095	498,429	545,327	507,637	436,123
Accounts Payable	12,439	478.98	661.03	2,058	3,570
Accrued Expenses	-	3,837	3,868	3,685	3,460
Interest Bearing Deposits	348,300	357,773	357,963	329,657	287,677
Non-Interest Bearing Deposits	-	1,741	1,124	1,929	860.73
Total Deposits	348,300	359,515	359,088	331,585	288,538
Short-Term Borrowings	12,849	15,308	14,994	14,678	13,428
Current Portion of Long-Term Debt	-	25,281	71,094	58,654	38,393
Current Portion of Leases	-	150.4	140	125.78	84.53
Current Income Taxes Payable	878.49	828.58	471.47	623.07	1,279
Accrued Interest Payable	796.39	1,297	1,063	505.44	346.92
Other Current Liabilities	11,874	8,549	9,592	11,765	12,292
Long-Term Debt	28,166	14,101	15,682	21,081	19,384
Long-Term Leases	192.52	87.35	42.01	84.84	155.47
Long-Term Unearned Revenue	-	802.64	941.01	1,076	1,211
Pension & Post-Retirement Benefits	-	1,368	1,131	1,039	930.68
Long-Term Deferred Tax Liabilities	559.13	559.5	555.22	529.92	10.11
Other Long-Term Liabilities	6,835	3,054	4,751	2,034	1,878
Total Liabilities	422,889	435,219	484,074	449,526	384,961
Common Stock	8,468	8,468	8,468	8,468	8,468
Additional Paid-In Capital	9,357	9,357	9,356	9,356	9,356
Retained Earnings	45,833	43,550	41,162	37,990	33,508
Treasury Stock	-1,950	-790.97	-	-	-
Comprehensive Income & Other	3,065	2,327	1,981	2,010	-285.55
Total Common Equity	64,772	62,910	60,967	57,824	51,046
Minority Interest	433.92	300.92	285.91	287.92	116.05
Shareholders' Equity	65,206	63,211	61,253	58,111	51,162
Total Liabilities & Equity	488,095	498,429	545,327	507,637	436,123
Total Debt	41,207	54,928	101,953	94,625	71,445
Net Cash (Debt)	-6,538	-21,568	-76,473	-64,383	-40,357
Net Cash Per Share	-7.93	-25.60	-90.31	-76.04	-47.66
Filing Date Shares Outstanding	824.67	830.76	846.75	846.75	846.75
Total Common Shares Outstanding	824.67	830.76	846.75	846.75	846.75
Book Value Per Share	78.54	75.73	72.00	68.29	60.28
Tangible Book Value	59,957	58,111	56,193	53,369	46,768
Tangible Book Value Per Share	72.70	69.95	66.36	63.03	55.23

Source: S&P Global Market Intelligence. Banks template. Financial Sources.