Komercní banka, a.s. Balance Sheet

Financials in millions CZK. Fiscal year is January - December.

Millions CZK. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	73,866	62,080	9,594	10,064	9,763	13,150
Investment Securities	226,379	486,624	535,944	348,052	347,042	348,892
Trading Asset Securities	-	37,136	44,902	76,023	48,462	36,132
Total Investments	226,379	523,760	580,846	424,075	395,504	385,024
Gross Loans	1,282,624	907,288	886,589	845,736	793,193	735,476
Allowance for Loan Losses	-	-12,275	-12,110	-13,945	-13,305	-12,954
Other Adjustments to Gross Loans	-	-2,148	-1,556	-1,121	-929	-765
Net Loans	1,282,624	892,865	872,923	830,670	778,959	721,757
Property, Plant & Equipment	-	7,972	8,034	8,762	8,983	9,758
Goodwill	-	3,752	3,752	3,752	3,752	3,752
Other Intangible Assets	-	10,796	10,192	9,030	7,878	6,898
Accrued Interest Receivable	-	2,201	2,389	1,792	1,383	1,382
Other Receivables	-	449	682	89	22	1,330
Restricted Cash	-	11,457	3,819	5,137	20,493	13,320
Other Current Assets	-	11,955	13,342	1,583	8,425	4,227
Long-Term Deferred Tax Assets	-	253	223	202	91	78
Other Long-Term Assets	39,518	8,460	10,506	10,148	9,100	6,455
Total Assets	1,622,387	1,536,000	1,516,302	1,305,304	1,244,353	1,167,131
Accrued Expenses	-	337	266	242	227	224
Interest Bearing Deposits	1,245,865	1,174,525	1,127,227	950,693	956,929	906,217
Total Deposits	1,245,865	1,174,525	1,127,227	950,693	956,929	906,217
Short-Term Borrowings	-	19,798	30,613	59,406	37,063	33,664
Current Portion of Long-Term Debt	-	80,808	88,890	63,697	59,749	53,819
Current Portion of Leases	-	449	399	1,566	1,658	397
Current Income Taxes Payable	-	189	225	1,529	395	50
Other Current Liabilities	-	27,576	28,578	14,803	10,189	7,196
Long-Term Debt	194,322	89,111	93,795	72,329	39,680	36,385
Long-Term Leases	-	2,217	2,022	746	858	2,260
Long-Term Unearned Revenue	-	21	24	24	19	18
Pension & Post-Retirement Benefits	-	81	73	64	68	473
Long-Term Deferred Tax Liabilities	-	154	246	327	306	312
Other Long-Term Liabilities	57,827	10,240	15,124	14,449	9,561	8,662
Total Liabilities	1,498,014	1,405,963	1,388,018	1,180,628	1,117,571	1,050,073
Common Stock	124,373	19,005	19,005	19,005	19,005	19,005
Retained Earnings	-	107,685	106,045	101,785	102,148	94,414
Treasury Stock	-	-577	-577	-577	-577	-577
Comprehensive Income & Other	-	545	585	1,231	2,933	974
Total Common Equity	124,373	126,658	125,058	121,444	123,509	113,816
Minority Interest	-	3,379	3,226	3,232	3,273	3,242
Shareholders' Equity	124,373	130,037	128,284	124,676	126,782	117,058
Total Liabilities & Equity	1,622,387	1,536,000	1,516,302	1,305,304	1,244,353	1,167,131
Total Debt	194,322	192,383	215,719	197,744	139,008	126,525
Net Cash (Debt)	-120,456	200,042	208,073	69,731	120,349	139,257
Net Cash Growth	-	-3.86%	198.39%	-42.06%	-13.58%	18.07%
Net Cash Per Share	-	1059.23	1101.76	369.23	637.25	737.37
Filing Date Shares Outstanding	-	188.86	188.86	188.86	188.86	188.86
Total Common Shares Outstanding	-	188.86	188.86	188.86	188.86	188.86
Book Value Per Share	-	670.66	662.19	643.05	653.99	602.66
Tangible Book Value	124,373	112,110	111,114	108,662	111,879	103,166
Tangible Book Value Per Share	-	593.63	588.35	575.37	592.40	546.27

Source: S&P Global Market Intelligence. Banks template. Financial Sources.