Bread Financial Holdings, Inc. (FRA:LID)
Germany flag Germany · Delayed Price · Currency is EUR
53.32
-0.38 (-0.71%)
At close: Jul 18, 2025, 10:00 PM CET

Bread Financial Holdings Company Description

Bread Financial Holdings, Inc. provides tech-forward payment and lending solutions to customers and consumer-based industries in North America.

It offers credit card and other loans financing services, including risk management solutions, account origination, and funding services for private label and co-brand credit card programs, as well as through Bread partnerships; and Comenity-branded general purpose cash-back credit.

The company also manages and services the loans it originates for private label, co-brand, and general-purpose credit card programs, and installment loans and split-pay products; and provides marketing, and data and analytics services.

In addition, it offers an enhanced digital suite that includes a unified software development kit, which provides access to its suite of products, as well as promotes credit payment options earlier in the shopping experience.

Further, the company through Bread, a digital payments platform and robust suite of application programming interfaces allows merchants and partners to integrate online point-of-sale financing and other digital payment products.

It offers its products under the Bread, Bread Financial, Bread Cashback, Bread Rewards, Bread Pay, and Bread Savings brands.

The company was formerly known as Alliance Data Systems Corporation and changed its name to Bread Financial Holdings, Inc. in March 2022.

Bread Financial Holdings, Inc. was incorporated in 1995 and is headquartered in Columbus, Ohio.

Bread Financial Holdings, Inc.
CountryUnited States
Founded1995
IndustryPersonal Credit Institutions
Employees6,000
CEORalph Andretta

Contact Details

Address:
3095 Loyalty Circle
Columbus, Delaware 43219
United States
Phone(614) 729-4000
Websitebreadfinancial.com

Stock Details

Ticker SymbolLID
ExchangeFrankfurt Stock Exchange
Stock TypeCommon Stock
Fiscal YearJanuary - December
Reporting CurrencyUSD
SIC Code6141

Key Executives

NamePosition
Ralph AndrettaChief Executive Officer
Perry BebermanChief Financial Officer
Tammy McConnaugheyChief Operating Officer
Brian VerebHead of Investor Relations