Lloyds Banking Group Income Statement

Financials in millions GBP. Fiscal year is January - December.

Millions GBP. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Jan '22 Jan 1, 2022
Interest Income on Loans	30,749	31,288	28,051	17,645	13,258
Interest Paid on Deposits	17,519	19,011	14,753	4,723	2,386
Net Interest Income	13,230	12,277	13,298	12,922	10,872
Net Interest Income Growth (YoY)	7.76%	-7.68%	2.91%	18.86%	1.14%
Income From Trading Activities	1,485	17,758	18,136	-19,476	16,625
Gain (Loss) on Sale of Assets	-10	-	-	-	-
Gain (Loss) on Sale of Investments	-200	7	122	92	-2
Gain (Loss) on Sale of Equity Investments	-	-	-	-	2
Other Non-Interest Income	4,907	-12,106	-12,840	22,514	-11,748
Total Non-Interest Income	6,182	5,659	5,418	3,130	4,877
Non-Interest Income Growth (YoY)	9.24%	4.45%	73.10%	-35.82%	6.35%
Revenues Before Loan Losses	19,412	17,936	18,716	16,052	15,749
Provision for Loan Losses	795	431	303	1,522	-1,378
Revenue	18,617	17,505	18,413	14,530	17,127
Revenue Growth (YoY)	6.35%	-4.93%	26.72%	-15.16%	53.19%
Salaries and Employee Benefits	-	4,345	4,006	3,765	3,586
Occupancy Expenses	-	3,880	3,354	2,728	3,086
Other Non-Interest Expense	11,910	3,049	2,976	2,437	3,829
Total Non-Interest Expense	11,910	11,274	10,336	8,930	10,501
EBT Excluding Unusual Items	6,707	6,231	8,077	5,600	6,626
Asset Writedown	-	67	-87	-511	575
Pretax Income	6,661	5,971	7,503	4,782	6,902
Income Tax Expense	1,904	1,494	1,985	859	1,017
Earnings From Continuing Operations	4,757	4,477	5,518	3,923	5,885
Minority Interest in Earnings	-98	-56	-58	-96	-101
Net Income	4,659	4,421	5,460	3,827	5,784
Preferred Dividends & Other Adjustments	463	498	527	438	429
Net Income to Common	4,196	3,923	4,933	3,389	5,355
Net Income Growth	5.38%	-19.03%	42.67%	-33.84%	338.85%
Basic Shares Outstanding	59,790	62,413	64,953	68,847	70,937
Diluted Shares Outstanding	60,812	63,074	65,760	69,682	71,785
Shares Change (YoY)	-3.59%	-4.08%	-5.63%	-2.93%	0.74%
EPS (Basic)	0.07	0.06	0.08	0.05	0.08
EPS (Diluted)	0.07	0.06	0.07	0.05	0.07
EPS Growth	11.29%	-17.33%	53.06%	-34.67%	525.00%
Dividend Per Share	0.036	0.032	0.028	0.024	0.020
Dividend Growth	15.14%	14.85%	15.00%	20.00%	250.88%
Effective Tax Rate	28.58%	25.02%	26.46%	17.96%	14.74%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.