Lloyds Banking Group plc (FRA:LLD2)

Lloyds Banking Group Income Statement

Financials in millions GBP. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Jan 1, 2022	Dec 31, 2020
Interest Income on Loans	31,220	31,288	28,051	17,645	13,258	14,306
Interest Paid on Deposits	18,511	19,011	14,753	4,723	2,386	3,557
Net Interest Income	12,709	12,277	13,298	12,922	10,872	10,749
Net Interest Income Growth (YoY)	1.30%	-7.68%	2.91%	18.86%	1.14%	5.59%
Income From Trading Activities	17,432	17,758	18,136	-19,476	16,625	7,429
Gain (Loss) on Sale of Investments	195	7	122	92	-2	149
Gain (Loss) on Sale of Equity Investments	-	-	-	-	2	-13
Other Non-Interest Income	-11,890	-12,106	-12,840	22,514	-11,748	-2,979
Total Non-Interest Income	5,737	5,659	5,418	3,130	4,877	4,586
Non-Interest Income Growth (YoY)	-0.05%	4.45%	73.10%	-35.82%	6.35%	-44.66%
Revenues Before Loan Losses	18,446	17,936	18,716	16,052	15,749	15,335
Provision for Loan Losses	773	431	303	1,522	-1,378	4,155
Revenue	17,673	17,505	18,413	14,530	17,127	11,180
Revenue Growth (YoY)	-4.70%	-4.93%	26.72%	-15.16%	53.19%	-34.89%
Salaries and Employee Benefits	4,419	4,345	4,006	3,765	3,586	3,669
Occupancy Expenses	3,987	3,880	3,354	2,728	3,086	2,339
Amortization of Goodwill & Intangibles	-	-	-	-	-	660
Selling, General & Administrative	-	-	-	-	-	1,563
Other Non-Interest Expense	2,862	3,049	2,976	2,437	3,829	1,344
Total Non-Interest Expense	11,268	11,274	10,336	8,930	10,501	9,575
EBT Excluding Unusual Items	6,405	6,231	8,077	5,600	6,626	1,605
Asset Writedown	67	67	-87	-511	575	-209
Pretax Income	6,151	5,971	7,503	4,782	6,902	1,226
Income Tax Expense	1,574	1,494	1,985	859	1,017	-161
Earnings From Continuing Operations	4,577	4,477	5,518	3,923	5,885	1,387
Minority Interest in Earnings	-51	-56	-58	-96	-101	-69
Net Income	4,526	4,421	5,460	3,827	5,784	1,318
Preferred Dividends & Other Adjustments	474	498	527	438	429	453
Net Income to Common	4,052	3,923	4,933	3,389	5,355	865
Net Income Growth	-10.32%	-19.03%	42.67%	-33.84%	338.85%	-54.94%
Basic Shares Outstanding	60,847	62,413	64,953	68,847	70,937	70,606
Diluted Shares Outstanding	61,577	63,074	65,760	69,682	71,785	71,256
Shares Change (YoY)	-4.13%	-4.08%	-5.63%	-2.93%	0.74%	-0.04%
EPS (Basic)	0.07	0.06	0.08	0.05	0.08	0.01
EPS (Diluted)	0.07	0.06	0.07	0.05	0.07	0.01
EPS Growth	-5.89%	-17.33%	53.06%	-34.67%	525.00%	-64.71%
Dividend Per Share	0.033	0.032	0.028	0.024	0.020	0.006
Dividend Growth	14.83%	14.85%	15.00%	20.00%	250.88%	-49.11%
Effective Tax Rate	25.59%	25.02%	26.46%	17.96%	14.74%	-

Source: S&P Global Market Intelligence. Banks template. Financial Sources.