Lloyds Banking Group Ratios and Metrics

Market cap in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jan '26 Jan 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Jan '22 Jan 1, 2022
Market Capitalization	73,937	66,193	40,096	34,761	34,208	40,416
Market Cap Growth	76.06%	65.09%	15.35%	1.62%	-15.36%	40.30%
Last Close Price	4.74	4.34	2.40	1.91	1.76	1.77
PE Ratio	15.37	13.76	8.45	6.12	8.95	6.34
PS Ratio	3.46	3.10	1.89	1.64	2.09	1.98
PB Ratio	1.35	1.21	0.72	0.64	0.69	0.66
P/FCF Ratio	102.38	91.66	-	3.86	1.43	-
P/OCF Ratio	11.31	10.13	-	2.56	1.29	-
Debt / Equity Ratio	2.99	2.99	3.19	3.18	3.73	2.61
Debt / FCF Ratio	226.77	226.77	-	19.29	7.73	-
Return on Equity (ROE)	10.15%	10.15%	9.60%	12.09%	8.25%	11.70%
Return on Assets (ROA)	0.51%	0.51%	0.50%	0.63%	0.45%	0.67%
Earnings Yield	6.51%	8.07%	13.33%	18.10%	12.61%	17.04%
FCF Yield	0.98%	1.09%	-60.57%	25.89%	69.78%	-50.35%
Dividend Yield	3.19%	0.96%	1.60%	1.67%	1.54%	1.34%
Payout Ratio	52.87%	52.86%	52.61%	39.89%	49.99%	22.58%
Buyback Yield / Dilution	3.59%	3.59%	4.08%	5.63%	2.93%	-0.74%
Total Shareholder Return	6.78%	4.55%	5.68%	7.29%	4.47%	0.60%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.