FRA:LLS1 Income Statement

Financials in millions CHF. Fiscal year is January - December.

Millions CHF. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	367.89	496.87	458.38	241.77	197.85
Interest Paid on Deposits	244.95	362.77	293.99	89.52	43.84
Net Interest Income	122.94	134.1	164.39	152.25	154.01
Net Interest Income Growth (YoY)	-8.32%	-18.43%	7.98%	-1.15%	-0.06%
Income From Trading Activities	219.66	199.85	173.17	136.15	78.97
Gain (Loss) on Sale of Investments	1.66	-0.72	0.73	-7.19	0.23
Gain (Loss) on Sale of Equity Investments	-0.71	0	-	0	0
Other Non-Interest Income	267.52	223.32	203.68	224.7	240.72
Total Non-Interest Income	488.13	422.46	377.57	353.66	319.92
Non-Interest Income Growth (YoY)	15.55%	11.89%	6.76%	10.54%	11.14%
Revenues Before Loan Losses	611.07	556.56	541.97	505.91	473.94
Provision for Loan Losses	-0.57	-9.23	0.2	2.72	-2.47
Revenue	611.64	565.79	541.77	503.19	476.4
Revenue Growth (YoY)	8.10%	4.43%	7.67%	5.62%	10.71%
Salaries and Employee Benefits	256.15	234.72	209.46	196.15	189.99
Occupancy Expenses	40.42	36.35	39.01	36.07	39.56
Selling, General & Administrative	112.78	98.54	99.95	91.51	82.49
Other Non-Interest Expense	-0	-0	-0	-0	-
Total Non-Interest Expense	409.33	369.6	348.42	323.73	312.04
EBT Excluding Unusual Items	202.31	196.18	193.35	179.46	164.36
Legal Settlements	-1.02	0.09	0.02	-4.5	-0.95
Pretax Income	201.29	196.27	193.36	174.96	163.41
Income Tax Expense	34.76	29.04	28.63	25.51	25.55
Earnings From Continuing Operations	166.53	167.24	164.73	149.45	137.86
Minority Interest in Earnings	-0.14	-0.13	-0.16	-1.91	-7.96
Net Income	166.39	167.11	164.57	147.54	129.91
Net Income to Common	166.39	167.11	164.57	147.54	129.91
Net Income Growth	-0.43%	1.54%	11.54%	13.58%	25.49%
Basic Shares Outstanding	30	31	31	31	31
Diluted Shares Outstanding	31	31	31	31	31
Shares Change (YoY)	-0.39%	-0.39%	0.10%	0.14%	0.19%
EPS (Basic)	5.47	5.47	5.37	4.82	4.25
EPS (Diluted)	5.44	5.45	5.34	4.80	4.23
EPS Growth	-0.18%	2.06%	11.25%	13.48%	25.15%
Dividend Per Share	2.800	2.800	2.700	2.500	2.300
Dividend Growth	-	3.70%	8.00%	8.70%	4.54%
Effective Tax Rate	17.27%	14.79%	14.81%	14.58%	15.63%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.