Lancashire Holdings Ratios and Metrics

Market cap in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Feb '26 Feb 19, 2026	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Market Capitalization	1,840	1,913	1,718	1,748	1,520	1,946
Market Cap Growth	0.64%	11.37%	-1.74%	15.04%	-21.92%	7.07%
Enterprise Value	1,686	1,695	1,581	1,814	1,435	1,809
PE Ratio	9.41	6.16	5.91	-	-	566.86
PS Ratio	1.41	1.36	1.58	2.36	2.32	4.33
PB Ratio	1.43	1.33	1.26	1.41	1.22	1.55
P/FCF Ratio	5.26	3.46	4.39	5.78	7.11	29.43
P/OCF Ratio	5.24	3.45	4.30	5.77	7.09	29.43
EV/Sales Ratio	1.32	1.21	1.45	2.45	2.19	4.02
EV/EBITDA Ratio	7.07	4.68	4.73	150.27	-	88.18
EV/EBIT Ratio	7.27	4.71	4.74	155.08	-	89.98
EV/FCF Ratio	4.82	3.07	4.04	6.00	6.71	27.36
Debt / Equity Ratio	0.31	0.31	0.31	0.35	0.33	0.23
Debt / EBITDA Ratio	1.64	1.24	1.26	30.09	-	12.49
Debt / FCF Ratio	1.14	0.82	1.09	1.45	1.91	4.31
Net Debt / Equity Ratio	-0.12	-0.07	-0.07	0.09	0.12	0.02
Net Debt / EBITDA Ratio	-0.65	-0.28	-0.28	9.69	-11.86	1.36
Net Debt / FCF Ratio	-0.45	-0.18	-0.24	0.39	0.68	0.42
Quick Ratio	12.33	0.78	0.97	0.76	0.72	0.86
Current Ratio	20.10	1.38	1.62	1.59	1.23	1.36
Asset Turnover	0.36	0.35	0.32	0.21	0.20	0.17
Return on Equity (ROE)	14.94%	21.41%	22.69%	-1.13%	-4.17%	0.33%
Return on Assets (ROA)	4.03%	5.62%	6.20%	0.21%	-0.24%	0.47%
Return on Invested Capital (ROIC)	13.30%	18.03%	18.86%	0.68%	-0.77%	1.09%
Earnings Yield	10.63%	16.22%	16.93%	-0.83%	-3.60%	0.18%
FCF Yield	19.03%	28.90%	22.77%	17.29%	14.07%	3.40%
Dividend Yield	14.21%	3.22%	3.54%	2.93%	3.35%	2.44%
Payout Ratio	23.64%	16.81%	11.13%	-	-	769.05%
Buyback Yield / Dilution	-1.19%	-1.14%	-0.27%	-0.37%	-6.88%	-11.27%
Total Shareholder Return	13.02%	2.08%	3.26%	2.56%	-3.53%	-8.83%

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.