eHealth Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Net Income	50.34	10.06	-28.21	-88.72	-104.38	45.45
Depreciation & Amortization	1.89	1.98	2.54	3.85	5.97	5.19
Other Amortization	12.49	14.36	17.38	17.26	12.9	7.76
Asset Writedown & Restructuring Costs	0.93	7.48	-	12.1	46.34	-
Stock-Based Compensation	16.34	19.88	23.21	20.32	32.86	25.17
Other Operating Activities	-3.61	9.61	-1.97	-16.35	-20.06	9.91
Change in Accounts Receivable	-89.68	-94.73	-34.96	26.88	-119.98	-204.68
Change in Accounts Payable	1.03	16.17	0.49	-7.03	-23.05	12.29
Change in Unearned Revenue	-0.32	1.41	1.28	0.18	0.02	-2.26
Change in Other Net Operating Assets	-6.47	-4.59	13.55	4.66	6.76	-6.69
Operating Cash Flow	-17.06	-18.37	-6.69	-26.87	-162.62	-107.86
Capital Expenditures	-2.74	-2.09	-2.09	-0.21	-3.87	-7.75
Sale (Purchase) of Intangibles	-13.48	-10.76	-8.69	-15.29	-16.99	-16.01
Investment in Securities	43.26	-35.57	-5.11	41.37	8.23	-49.53
Investing Cash Flow	27.04	-48.42	-15.89	25.86	-12.63	-73.28
Long-Term Debt Issued	-	-	-	64.86	-	-
Long-Term Debt Repaid	-	-0	-0.04	-0.14	-0.15	-0.16
Net Debt Issued (Repaid)	-	-0	-0.04	64.73	-0.15	-0.16
Issuance of Common Stock	0.19	0.35	0.68	2.21	8.7	229.97
Repurchase of Common Stock	-3.21	-3.41	-3.33	-3.1	-9.33	-19.81
Preferred Dividends Paid	-5.73	-5.56	-3.53	-	-	-
Dividends Paid	-5.73	-5.56	-3.53	-	-	-
Other Financing Activities	-2.05	-1.05	-	-	-10.98	-8.75
Financing Cash Flow	-10.8	-9.67	-6.22	63.84	213.24	201.25
Foreign Exchange Rate Adjustments	-0.12	-0.06	-0.02	-0.36	0.06	0.19
Net Cash Flow	-0.94	-76.53	-28.83	62.48	38.05	20.29
Free Cash Flow	-19.8	-20.46	-8.78	-27.08	-166.49	-115.61
Free Cash Flow Margin	-3.65%	-3.84%	-1.94%	-6.68%	-30.93%	-19.84%
Free Cash Flow Per Share	-0.66	-0.70	-0.31	-0.99	-6.22	-4.28
Cash Interest Paid	9.23	9.23	9.05	5.03	-	-
Cash Income Tax Paid	0.44	0.44	0.33	0.53	-0.1	-0.88
Levered Free Cash Flow	35.15	42.32	20.69	-18.96	-74.77	-34.26
Unlevered Free Cash Flow	41.41	49.29	27.55	-14.19	-74.25	-34.26
Change in Working Capital	-95.44	-81.73	-19.64	24.68	-136.26	-201.33

Source: S&P Global Market Intelligence. Standard template. Financial Sources.