eHealth, Inc. (FRA:M5V)

eHealth Statistics

Total Valuation

eHealth has a market cap or net worth of EUR 99.92 million. The enterprise value is 434.85 million.

Market Cap	99.92M
Enterprise Value	434.85M

Important Dates

The next estimated earnings date is Thursday, February 26, 2026.

Earnings Date	Feb 26, 2026
Ex-Dividend Date	n/a

Share Statistics

Current Share Class	30.76M
Shares Outstanding	n/a
Shares Change (YoY)	+4.00%
Shares Change (QoQ)	+0.75%
Owned by Insiders (%)	6.13%
Owned by Institutions (%)	53.17%
Float	23.24M

Valuation Ratios

The trailing PE ratio is 86.78 and the forward PE ratio is 4.17.

PE Ratio	86.78
Forward PE	4.17
PS Ratio	0.22
PB Ratio	0.13
P/TBV Ratio	0.23
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 8.53, with an EV/FCF ratio of -25.77.

EV / Earnings	377.65
EV / Sales	0.93
EV / EBITDA	8.53
EV / EBIT	9.16
EV / FCF	-25.77

Financial Position

The company has a current ratio of 5.91, with a Debt / Equity ratio of 0.10.

Current Ratio	5.91
Quick Ratio	5.57
Debt / Equity	0.10
Debt / EBITDA	1.57
Debt / FCF	-4.68
Interest Coverage	5.48

Financial Efficiency

Return on equity (ROE) is 5.88% and return on invested capital (ROIC) is 3.61%.

Return on Equity (ROE)	5.88%
Return on Assets (ROA)	3.35%
Return on Invested Capital (ROIC)	3.61%
Return on Capital Employed (ROCE)	5.52%
Revenue Per Employee	261,002
Profits Per Employee	649
Employee Count	1,773
Asset Turnover	0.53
Inventory Turnover	n/a

Taxes

Income Tax	-2.67M
Effective Tax Rate	n/a

Stock Price Statistics

The stock price has decreased by -24.79% in the last 52 weeks.

Beta (5Y)	n/a
52-Week Price Change	-24.79%
50-Day Moving Average	3.81
200-Day Moving Average	4.64
Relative Strength Index (RSI)	36.74
Average Volume (20 Days)	405

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	2.64

Income Statement

In the last 12 months, eHealth had revenue of EUR 462.76 million and earned 1.15 million in profits. Earnings per share was 0.04.

Revenue	462.76M
Gross Profit	461.23M
Operating Income	46.83M
Pretax Income	40.24M
Net Income	1.15M
EBITDA	48.44M
EBIT	46.83M
Earnings Per Share (EPS)	0.04

Balance Sheet

The company has 64.18 million in cash and 79.04 million in debt, giving a net cash position of -14.86 million.

Cash & Cash Equivalents	64.18M
Total Debt	79.04M
Net Cash	-14.86M
Net Cash Per Share	n/a
Equity (Book Value)	753.83M
Book Value Per Share	14.27
Working Capital	214.46M

Cash Flow

In the last 12 months, operating cash flow was -14.54 million and capital expenditures -2.33 million, giving a free cash flow of -16.87 million.

Operating Cash Flow	-14.54M
Capital Expenditures	-2.33M
Free Cash Flow	-16.87M
FCF Per Share	n/a

Margins

Gross margin is 99.67%, with operating and profit margins of 10.12% and 9.27%.

Gross Margin	99.67%
Operating Margin	10.12%
Pretax Margin	8.70%
Profit Margin	9.27%
EBITDA Margin	10.47%
EBIT Margin	10.12%
FCF Margin	n/a

Dividends & Yields

eHealth does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	11.38%
Buyback Yield	-4.00%
Shareholder Yield	-4.00%
Earnings Yield	1.15%
FCF Yield	-16.89%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

eHealth has an Altman Z-Score of 1.56 and a Piotroski F-Score of 4. A Z-score under 3 suggests an increased risk of bankruptcy.

Altman Z-Score	1.56
Piotroski F-Score	4