Merkur PrivatBank KgaA (FRA:MBK)

Merkur PrivatBank KgaA Income Statement

Financials in millions EUR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	-	190.23	146.45	80.74	67.21	62.58
Interest Income on Investments	-	-	0.29	0.19	0.04	0.07
Total Interest Income	-	190.23	146.74	80.93	67.25	62.65
Interest Paid on Deposits	-	94.35	50.97	11.35	9.34	9.89
Net Interest Income	109.2	95.88	95.77	69.58	57.91	52.75
Net Interest Income Growth (YoY)	16.17%	0.11%	37.65%	20.14%	9.78%	24.46%
Income From Trading Activities	2.54	2.54	2.41	5.59	2.72	3.6
Other Non-Interest Income	33.77	30.44	21.08	23.78	22.32	21.21
Total Non-Interest Income	36.31	32.98	23.49	29.37	25.04	24.81
Non-Interest Income Growth (YoY)	23.11%	40.40%	-20.04%	17.30%	0.94%	262.52%
Revenues Before Loan Losses	145.51	128.85	119.26	98.95	82.95	77.56
Provision for Loan Losses	18.32	9.86	8.12	8.34	-8.29	5.63
Revenue	127.19	119	111.14	90.61	91.24	71.93
Revenue Growth (YoY)	10.62%	7.07%	22.67%	-0.70%	26.85%	49.77%
Salaries and Employee Benefits	41.77	40.7	38.16	36.22	30.68	30.47
Occupancy Expenses	1.61	1.61	1.51	1.34	0.88	1.03
Selling, General & Administrative	26.72	25.02	22.07	20.42	17.71	15.88
Other Non-Interest Expense	26.26	24.39	22.66	12.23	22.27	6.79
Total Non-Interest Expense	96.35	91.71	84.4	70.21	71.53	54.17
EBT Excluding Unusual Items	30.84	27.29	26.75	20.4	19.71	17.76
Pretax Income	30.84	27.29	26.75	20.4	19.71	17.76
Income Tax Expense	18.86	15.7	15.95	10.51	10.54	9.56
Net Income	11.98	11.59	10.8	9.89	9.17	8.2
Net Income to Common	11.98	11.59	10.8	9.89	9.17	8.2
Net Income Growth	11.81%	7.34%	9.17%	7.82%	11.79%	-65.17%
Basic Shares Outstanding	-	8	8	8	8	8
Diluted Shares Outstanding	-	8	8	8	8	8
Shares Change (YoY)	-	-	-	0.09%	-0.53%	37.34%
EPS (Basic)	-	1.49	1.39	1.27	1.18	1.05
EPS (Diluted)	-	1.49	1.39	1.27	1.18	1.05
EPS Growth	-	7.34%	9.17%	7.72%	12.39%	-74.64%
Dividend Per Share	-	0.500	0.500	0.450	0.450	0.400
Dividend Growth	-	-	11.11%	-	12.50%	25.00%
Effective Tax Rate	61.15%	57.54%	59.64%	51.52%	53.47%	53.81%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.