Mercury General Corporation (FRA:MCG)

Mercury General Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Premiums & Annuity Revenue	5,412	5,075	4,274	3,952	3,742	3,556
Total Interest & Dividend Income	317.47	279.99	234.63	168.36	129.73	134.86
Gain (Loss) on Sale of Investments	64.39	88.67	101.01	-488.08	111.66	85.73
Other Revenue	5.8	16.72	19.61	10.31	10.02	8.29
Total Revenue	5,815	5,476	4,630	3,643	3,993	3,785
Revenue Growth (YoY)	5.93%	18.27%	27.08%	-8.77%	5.52%	-4.73%
Policy Benefits	3,969	3,685	3,518	3,362	2,760	2,395
Policy Acquisition & Underwriting Costs	889.61	837.46	699.63	642.81	583.29	590.09
Selling, General & Administrative	41.64	31.04	21.69	28.73	67.45	55.21
Other Operating Expenses	350.67	312.32	266.87	262.79	266.05	268.32
Total Operating Expenses	5,256	4,870	4,506	4,297	3,677	3,309
Operating Income	559.27	605.7	123.6	-653.48	316.42	475.55
Interest Expense	-29.1	-30.82	-24.17	-17.23	-17.11	-17.05
EBT Excluding Unusual Items	530.17	574.88	99.43	-670.72	299.31	458.5
Gain (Loss) on Sale of Assets	8.1	-	-	-	-	-
Pretax Income	538.27	574.88	99.43	-670.72	299.31	458.5
Income Tax Expense	98.65	106.93	3.09	-158.04	51.37	83.89
Net Income	439.61	467.95	96.34	-512.67	247.94	374.61
Net Income to Common	439.61	467.95	96.34	-512.67	247.94	374.61
Net Income Growth	-21.26%	385.75%	-	-	-33.81%	17.03%
Shares Outstanding (Basic)	55	55	55	55	55	55
Shares Outstanding (Diluted)	55	55	55	55	55	55
Shares Change (YoY)	0.03%	0.01%	-	-0.01%	0.03%	-0.00%
EPS (Basic)	7.94	8.45	1.74	-9.26	4.48	6.77
EPS (Diluted)	7.93	8.45	1.74	-9.26	4.48	6.77
EPS Growth	-21.35%	385.68%	-	-	-33.83%	17.08%
Free Cash Flow	990.89	990.98	416.19	317.08	460.14	565.66
Free Cash Flow Per Share	17.89	17.89	7.52	5.73	8.31	10.22
Dividend Per Share	1.270	1.270	1.270	1.905	2.533	2.522
Dividend Growth	-	-	-33.33%	-24.78%	0.40%	0.40%
Operating Margin	9.62%	11.06%	2.67%	-17.94%	7.92%	12.57%
Profit Margin	7.56%	8.55%	2.08%	-14.07%	6.21%	9.90%
Free Cash Flow Margin	17.04%	18.10%	8.99%	8.70%	11.52%	14.95%
EBITDA	632.58	679.14	195.84	-571.09	395.48	544.01
EBITDA Margin	10.88%	12.40%	4.23%	-15.68%	9.90%	14.37%
D&A For EBITDA	73.31	73.43	72.24	82.39	79.06	68.46
EBIT	559.27	605.7	123.6	-653.48	316.42	475.55
EBIT Margin	9.62%	11.06%	2.67%	-17.94%	7.92%	12.57%
Effective Tax Rate	18.33%	18.60%	3.11%	-	17.16%	18.30%
Revenue as Reported	5,823	5,476	4,630	3,643	3,993	3,785

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.